New for supplementary insurance

The temporary discount of 5% will end on 31 December 2025. Due to the increase in benefit costs, the ordinary premium rates will apply again from 1 January 2026.

In addition, premiums for insured persons in the canton of Geneva will be increased by 5.4% due to high benefit costs.

Premiums for insured persons in the canton of Geneva will be increased due to higher benefit costs.

For HOSPITAL EXTRA, the tariff for men and women will be reduced by 15% due to lower benefit costs.

Due to lower benefit costs, PRIMEO customers will enjoy a premium discount of 20% in 2026.

SANA premiums will be increased due to higher benefit costs for women aged 16 and over.

COMPLETA premiums will be increased due to higher benefit costs for female insured persons aged six and over.

COMPLETA EXTRA premiums will be increased due to inflation.

VIVANTE premiums will be reduced by 20%.

Due to lower benefit costs, VARIA customers will enjoy a premium discount of 5% in 2026.

Upon reaching OASI retirement age, you will receive CURA Long-Term Care Insurance with effect from 1 January 2026 as an integral part of your HOSPITAL supplementary insurance (HOSPITAL ECO/PLUS/COMFORT/PLUS BONUS/COMFORT BONUS/PLUS CLASSICA/COMFORT CLASSICA or ALBERGO DUO/SOLO with the Additional Insurance Conditions (AIC) 2014 edition), without a medical examination. 

The level of the daily benefit depends on which supplementary hospital insurance has been taken out. CURA makes contributions to uncovered costs that may arise as a result of care at home or in a nursing home. 

Key benefits of CURA at a glance

Contribution towards uncovered household care costs for care at home as soon as the selected waiting period has expired; contribution to uncovered accommodation and board costs for inpatient care; lifelong coverage for permanent care needs. Your policy document states the exact details of the product together with the monthly premiums for CURA.

Do you not want to take out the CURA Long-Term Care Insurance that you have been allocated, in spite of the benefits?

Please notify us in writing by 31 December 2025. In this case, the relevant insurance coverage will not begin on 1 January 2026.

Entitlement to cover for treatment costs for the correction of misaligned teeth under the TOP or COMPLETA products will no longer be available after the end of the calendar year in which the insured person turns 20. Instead, as of 1 January 2026, insured persons will receive DENTAplus Bronze dental insurance without a medical examination. The monthly premiums for DENTAplus Bronze and the insured benefits for dental treatment, preventive treatment, dental check-ups, maxillary surgery and orthodontics are set out in your policy document.

Do you not want to take out the DENTAplus Bronze dental insurance you have been allocated, in spite of the benefits?

Please notify us in writing by 31 December 2025. In this case, the relevant insurance coverage will not begin on 1 January 2026. 

The products Helsana Advocare PLUS and EXTRA are free until the end of the calendar year in which the insured person turns 18. As of 1 January 2026, premiums will become payable on these products at a rate of 50%. 

The youth discount expires at the end of the calendar year in which they turn 25 and, as of 1 January 2026, premiums will become payable at a rate of 100% on these products.