New for daily allowance insurance

These changes will apply to our products for cover in the event of absence from work from 1 January 2026.

Age-related changes for various products

Insured persons who have reached the age of 65 (born in 1960)

This insurance will be continued as follows: maximum daily allowance of CHF 10 for accidents and illness. Higher daily allowances will be reduced to CHF 10 per person as of 1 January 2026.

On reaching OASI retirement age (men born in 1960, women born in 1961)

The insurance will be discontinued in principle for all insured persons effective 1 January 2026.

For insured persons who are still employed, the policy can be continued until the end of the calendar year in which they turn 70 on the following basis:

  • Maximum daily allowance amount as before
  • Duration of benefits: 180 days
  • Maximum waiting period: 30 days 

If you would like to take up this option, please notify us in writing by 31 January 2026.

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Insured persons who have reached the age of 70 (born in 1955) 

Existing insurance policies will be cancelled with effect from 1 January 2026. 

On reaching OASI retirement age (men born in 1960, women born in 1961)

The policy will be continued until the end of calendar year in which the insured person reaches the age of 70 with a maximum daily benefit of CHF 50. Higher daily allowances will be reduced to CHF 50 as of 1 January 2026.

Insured persons who have reached the age of 70 (born in 1955)

The policy will be cancelled with effect from 1 January 2026. 

Further changes from January 2026

These changes will apply to our compulsory basic insurance products.

These changes will apply to our supplementary insurance products for comprehensive cover.

These changes will apply to our products for cover in the event of disability or death.

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