New for capital insurance
These changes will apply to our products for cover in the event of disability or death from 1 January 2027.
Age-related changes to capital insurance products
There will be an age-related adjustment for the following products as at 1 January 2027, in accordance with the entitlements under your existing contract. The premiums and products are stated in your policy.
Maximum insured sum
For insured persons born in 1971, the disability sum will be reduced automatically to a maximum of CHF 100,000.
End of insurance
For insured persons born in 1967, the insurance cover ends automatically on 31 December 2026.
Maximum insured sum
For insured persons born in 1956, higher death benefits will be reduced automatically to a maximum of CHF 20,000 and the disability sum to a maximum of CHF 100,000 (without progression).
End of insurance
Insured persons born in 1961: The policy ends at the end of the calendar year in which the insured person reaches the age of 65.
End of insurance
Insured persons born in 1961: The policy ends at the end of the calendar year in which the insured person reaches the age of 65.
Insured sum
Insured persons born in 2008: From the calendar year in which insured persons turn 19, new insured sums apply: CHF 50,000 in the event of death and CHF 100,000 in the event of disability.
End of insurance
Insured persons born in 1961: The policy ends at the end of the calendar year in which the insured person reaches the age of 65.
Further changes from January 2027
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