New for capital insurance
These changes will apply to our products for cover in the event of disability or death from 1 January 2026.
Age-related changes for various products
Maximum insured sum
For insured persons born in 1970, the disability sum will be reduced automatically to a maximum of CHF 100,000.
End of insurance
For insured persons born in 1966, the insurance cover ends automatically on 31 December 2025.
Maximum insured sum
For insured persons born in 1955, higher death benefits will be reduced automatically to a maximum of CHF 20,000 and the disability sum to a maximum of CHF 100,000 (without progression).
Insured persons born in 1960
The policy ends at the end of the calendar year in which the insured person reaches the age of 65.
Insured persons born in 1960
The policy ends at the end of the calendar year in which the insured person reaches the age of 65.
Insured persons born in 2007
From the calendar year in which insured persons turn 19, new insured sums apply: CHF 50,000 in the event of death and CHF 100,000 in the event of disability.
Insured persons born in 1960
The policy ends at the end of the calendar year in which the insured person reaches the age of 65.
Further changes from January 2026
Do you have questions?
We're here to help.