DENTAplus covers you against high dentists’ costs. You get contributions towards dental check-ups, root canal treatment, fillings in the event of cavities, dental hygiene and for the extraction of wisdom teeth.
We reimburse the following benefits to you under DENTAplus dental insurance:
As a general rule, basic insurance pays out only for accident-related tooth damage – and even then only if this is not covered by another insurance (your employer’s accident insurance, for example). You have to pay for practically all other dental treatment yourself. However, going to the dentist in Switzerland can soon become very expensive.
The waiting period is the period between the date on which the insurance cover under your policy begins and the date from which you can claim benefits.
This insurance is subject to a general six-month waiting period. That means you cannot claim any benefits before the end of the first six months after taking out the insurance. The date of treatment is what counts.
DENTAplus is valid worldwide. So you can also undergo dental treatment at a dentist’s abroad. This is provided that the foreign dentist has had dental training equivalent to that of dentists in Switzerland. You can claim the actual costs for this up to the amount the same treatment would have cost in Switzerland.
As a general rule, we require a health declaration for all supplementary insurance,with the exception of children under the age of 3. We also make an exception for the Light option – which you can take out without any medical examination or report from your dentist.
You can take out this insurance if you meet the following conditions:
The minimum term is one year. The contract is automatically renewed each year on the expiry date for a further year.
You can terminate the insurance on 31 December of each year and switch to another health insurance company in Switzerland. A notice period of three months applies. Notice of termination must reach us by no later than the last working day in September. If the insurance premium changes, a one-month notice period applies. In this case, notice of termination must reach us by no later than the last working day in November.
For two or more family members insured under the same contract, we grant a family discount of 5% on this and other supplementary insurance; for three or more insured family members, the discount is 10%.
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