HOSPITAL ECO

Your affordable supplementary hospital insurance with free choice of hospital anywhere in Switzerland. Stay in a multi-bed room (general ward) with supplementary insurance benefits, such as contributions to convalescent treatments or household help.

  • Stay in a general ward (multi-bed room)
  • Childcare service during your hospital stay
  • Contributions towards balneotherapy and convalescent therapies

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Insured benefits

With HOSPITAL ECO supplementary hospital insurance, you receive the following benefits in addition to statutory benefits covered by basic insurance:

100% of the costs in a general ward are covered, including your free choice of hospital anywhere in Switzerland. 

You receive up to CHF 500 per day for up to 60 days per calendar year for hospital stays abroad.

You receive CHF 30 per day for up to 30 days per calendar year for balneotherapy and convalescent therapies in Switzerland.

You receive up to CHF 30 per day for up to 30 days per calendar year for household help.

If you have to be admitted to hospital as an inpatient, you receive up to 30 hours of nanny services per calendar year.  

If your child has an accident or becomes ill, you will receive up to 30 hours of KidsCare per calendar year.

You will receive CHF 90 per day for up to 14 days per calendar year for the costs of room and board while you receive inpatient acute or transitional care in a nursing home.

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Frequently asked questions

Supplementary hospital insurance allows you to enhance your basic hospital insurance cover for inpatient treatment with benefits of your choice.

Basic insurance reimburses you for the tariff set in your canton of residence for your stay and medical treatment in a general ward (multi-bed room), provided the hospital is on the hospital list in your canton of residence or for medical reasons you require treatment in an out-of-canton hospital. You must pay for all extra benefits yourself – such as household help following an acute hospital stay or childcare while you are recovering in the hospital. That is why these supplementary benefits give financial peace of mind.

Basically you are free to choose the hospital you want anywhere in Switzerland. However, some hospitals and clinics do not have a (recognised) general ward. This means that costs may be incurred at such places, which you will still have to pay yourself even if you have ECO supplementary hospital insurance.

So please ask us before you are hospitalised, whether we will cover all the costs of your hospital stay.

Hospitals without full cost coverage

Yes, on request you can change from a general to a semi-private or private ward for individual hospital stays. HOSPITAL ECO does, however, reimburse the following percentages of these additional costs:

  • 40% for an upgrade from a general to a semi-private ward
  • 20% for an upgrade from a general to a private ward
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Other supplementary insurance

You may also be interested in the following supplementary insurance:

PRIMEO

Benefits of supplementary hospital insurance during outpatient procedures.

HOSPITAL Semi-Private

Semi-privately insured at hospital: Double room and free choice of hospital throughout Switzerland.

HOSPITAL Private

Privately insured at hospital: Your own room and free choice of hospital throughout Switzerland.

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