Basic insurance

Basic insurance is compulsory for all Swiss residents. This provides basic medical care in the event of illness, accidents and maternity. As the benefits are stipulated by law, they are the same from every health insurer.

Your options

We offer basic insurance as a standard version as well as various types of special insurance with cheaper premiums. In the standard option, the deductible is CHF 300 for adults and CHF 0 for children. To save on premiums, opt for a higher deductible or restrictions to the choice of service provider. In this area, we offer three alternative insurance models. The benefits are the same for all basic insurance models.

savings potential through alternative models

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You have a free choice of doctor at all times.

BeneFit PLUS General Practitioner

The GP or HMO group practice is your first port of call.

BeneFit PLUS Telmed

The telemedicine centre advises on health problems.


Call the medical advice hotline before any visit to the doctor.

Do you have questions?

We're here to help.