What is stress – and when does it become a problem? What types of stress are there? Find out how to recognise stress and what causes it.
Stress is the physical and psychological response to demands that we experience as challenging or threatening. It occurs when external or internal pressures exceed our own coping resources and we simultaneously judge these resources to be insufficient, creating the feeling of not being up to a situation.
In a stress response, the brain activates two systems. First of all, the body releases the hormones adrenaline and noradrenaline within seconds. Your heartbeat speeds up, your blood pressure rises and your muscles tense up. This “fight-or-flight” response prepares you to act quickly.
The body reacts very swiftly to stress and releases the hormone cortisol. Cortisol provides a short-term energy boost, makes us more alert and helps us to perform at a higher level. This reaction is generally useful – as long as tension is followed by recovery.
If this continues without respite for an extended period of time, the body remains in a state of alertness, which can have a negative impact on our health.
Research differentiates between the different types of stress on the basis of two criteria: according to psychologist Richard Lazarus, stress arises not only from a situation itself, but from our evaluation of it.
How long the stress lasts is also important. Short-term stress often passes quickly, but if a difficult situation lasts for an extended period of time and we don’t feel as if we can deal with it, the stress persists. Both criteria influence the extent to which stress affects the body and mind.
Whether stress is perceived as challenging/motivating or stressful/threatening depends on our individual evaluation of it. The same situation can affect people differently:
People are constantly re-evaluating situations. This can lead to their stress levels increasing or decreasing at any point.
In addition to the evaluation of the situation, its duration also influences how stress affects the body. The consequences vary depending on whether the stress is short-term or long-term. There are two variants:
Episodic acute stress sits between the two types of stress. Even acute stress can have a negative impact on health if a person suffers regular and recurring bursts of stress at short intervals, such as an excessively busy schedule day-to-day.
The terms “eustress” (positive stress) and “distress” (negative stress) are being used less and less today. Research shows that stress is not good or bad in itself: what matters is how we evaluate a situation and how well we can handle it.
The same situation can be motivating/challenging for one person and stressful for another. So it’s not the type of stress that counts, but rather our evaluation of it and our resources.
The causes of stress are manifold. Certain stimuli and pressures – known as stressors – trigger a stress response in the body. The impact of a stressor depends on the interplay between the situation in question, the person’s evaluation of it and their individual resources. People who are already dealing with tension are also more sensitive to additional stimuli.
For example, a busy schedule is a stressor, i.e. it causes stress. The resulting feelings, such as being overwhelmed or nervous, are the response. Simply put, the stressor is the trigger, and the feelings are the body’s and mind’s response to it.
Stressors can be divided into two groups on the basis of their origin.
Psychological stressors occur when we are subject to mental challenges, like high demands, uncertainty or time pressure. The decisive factor here is how we view the situation. Stress can also be exacerbated by difficult experiences or prolonged periods of brooding.
Social stressors arise from interpersonal tensions, e.g. conflicts, criticism or lack of appreciation, and can trigger strong feelings such as fear, anger or insecurity.
Both types of stressors are closely related and often occur at the same time. How we assess a situation has a direct impact on how we feel.
The most common psychological and social stressors include:
Internal factors such as negative thinking patterns or low self-confidence act as intensifiers. Perfectionism, high expectations of oneself and difficulties with setting boundaries can increase a person’s sensitivity to external pressures and their perception of stress, contributing to a situation being viewed as a threat and as unmanageable.
Physical and external stressors are influences that have a direct effect on the body. The body reacts quickly, usually doing so automatically – often before we can consciously evaluate what’s going on. At the same time, our nervous system instantly checks whether the situation is a threat. Even if this evaluation happens unconsciously, a corresponding response is triggered. The most common physical and external stressors include:
Psychological, social, physical and external stresses rarely occur on their own: they are often interrelated and mutually reinforcing.
Stress not only affects the mind, but also the entire body. The brain activates the same stress axes, no matter whether the triggers are psychological or physical. It is normal to experience certain individual symptoms; this reflects a short-term adaptive reaction. However, if they occur in large numbers or persist for several weeks, a medical examination is recommended.
Stress influences our thoughts, emotions and behaviour in equal measure. The psychological symptoms of stress impact mental performance as well as emotional stability. The most common include:
Symptoms often appear gradually and, as a result, can go unnoticed for a long time. Persistent stress exacerbates these complaints and can sometimes turn them into symptoms of depression. Identifying warning signs at an early stage makes it possible to take timely countermeasures.
The physical signs of stress affect various organ systems and manifest themselves differently in each person. The most common include:
Physical reactions to stress can easily be confused with other illnesses. If the complaints persist or are unclear, a medical examination is advisable.
Although stress affects women and men alike, studies have identified differences in how symptoms of stress are perceived and expressed. According to the FOPH and Obsan, the emotional exhaustion rate is 41% for young women and 14.4% for young men.
Women are more likely to report emotional complaints such as exhaustion, mood swings and sleep problems, while men tend to express stress via physical symptoms such as cardiovascular problems or back pain. Scientific studies have also confirmed hormonal differences in how stress is managed.
Short-term stress does not usually do any lasting damage. However, if the strain persists over a long period of time, the symptoms can have serious consequences for our health. Chronic stress affects almost all areas of the body, with its consequences felt both physically and mentally:
Children, too, can experience stress – due to school pressures, family conflicts, bullying or sensory overload. According to the Pro Juventute Stress Study, one third of children in Switzerland are under high stress, with one in four children under the age of 11 even being affected. Children who are stressed are much more anxious and insecure; their personal well-being suffers.
If children have to deal with an extended period of stress, this can have long-term consequences. Stress impairs emotional development and raises the risk of mental illness in adulthood, including anxiety disorders and depression.
According to a 2025 study by Travail.Suisse (the umbrella organisation for employees), stress affects 4 out of 10 workers in Switzerland. The consequences of stress include reduced performance, increased absence rates and, in the worst-case scenario, burnout. Time pressures with little flexibility, a lack of appreciation, constant availability and workplace bullying are particular sources of stress. One-fifth of those surveyed find it almost impossible to strike a balance between their work and their personal life. But this is exactly where the trigger lies: a healthy work-life balance, clear boundaries between work and leisure time and an open culture of discussion within the team can help workers to detect stress early on and take targeted measures to counteract it. Short, regular breaks, deliberate downtime, mutual support within the team and clear priorities day-to-day can also help you to reduce stress and stay healthy in the long term.
The first step in dealing with stress is to recognise the pressures you’re facing. If you understand what stress is and the situations that trigger it, you can respond to the warning signs sooner. Our stress test helps you to assess your personal stress factors. Build on this by making deliberate changes to your everyday life. Consciously integrate breaks into your schedule and go for walks. Even spending just a few minutes a day engaging with targeted relaxation techniques can help ease the strain. You can find further advice in our article on tips for coping with stress.
Take persistent complaints seriously. If you’re suffering from chronic stress, it’s worth seeking professional treatment from your general practitioner. The sooner you get support, the easier it will be for you to feel more balanced and more energised day to day.
Learn more effective methods to deal with stress. Online coaching applications such as the Helsana Coach app can help. They share valuable knowledge in a simple and entertaining way, with tips and exercises to promote motivation, concentration, sleep and relaxation and help you feel calmer day to day. The benefit? With Helsana Coach, you get 24/7 access. If you’re looking for a relaxation exercise, for example, you’ll find what you need in just a few clicks.
The expert provided the editorial team with advice and input for this article. Pascal Ingold is an occupational psychologist (Master of Science (MSc) in Applied Psychology) who works as a health & diversity specialist at Helsana. She supports managers and employees with topics related to occupational health management.
Find out more about current health issues every month and get all the information you need about our attractive offers from all Helsana Group companies * delivered by e-mail to read whenever it suits you. Our newsletter is free of charge and you can sign up here:
We did not receive your information. Please try again later.
* The Helsana Group comprises Helsana Insurance Company Ltd, Helsana Supplementary Insurances Ltd and Helsana Accidents Ltd.