PREVEA

Accidents and illnesses resulting in disability or death often give rise to high uncovered costs. Social insurance provides little or no protection against the financial consequences of disability, especially for children, young people in training, students and homemakers. PREVEA can also help self-employed persons and employees make up for a loss of income.

You alone decide for what purpose you want to use the money you receive, for example, for home renovations, family care or additional medical measures.

• The generous lump-sum benefit eases the burden on you and your family in the event of disability or death.
• You can choose among various sums insured for disability and death, rising in increments of CHF 10,000.
• You receive the lump sum independently of any benefits paid out under other insurance policies.
• You make no long-term commitment and can cancel the policy at any time by giving three months' notice – without financial penalty. 
  

You can take out this insurance if you meet the following conditions:

• You have your official place of residence in Switzerland.
• You are under the age of 55 (PREVEA Illness) or under the age of 70 (PREVEA Accident) when you take out the policy.
• We accept your application. For the purposes of risk assessment, we require you to fill in a health declaration.