Insured benefits
We reimburse you for the following benefits from PREVEA Capital Insurance independently of other existing insurance policies:
You receive your insured sum in the event of disability as soon as the confirmation of pension entitlement is available from Federal Disability Insurance. In the event of death, your beneficiaries or surviving relatives receive the insured sum.
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Frequently asked questions
Accidents and illnesses resulting in disability or death often give rise to high uncovered costs. Social insurance provides little or no protection against the financial consequences of disability, especially for children, young people in training, students and homemakers. PREVEA can also help self-employed persons and employees make up for a loss of income.
You alone decide for what purpose you want to use the money you receive, for example, for home renovations, family care or additional medical measures.
- The generous lump-sum benefit eases the burden on you and your family in the event of disability or death.
- You can choose among various sums insured for disability and death, rising in increments of CHF 10,000.
- You receive the lump sum independently of any benefits paid out under other insurance policies.
- You make no long-term commitment and can cancel the policy at any time by giving three months' notice – without financial penalty.
You can take out this insurance if you meet the following conditions:
- You have your official place of residence in Switzerland.
- You are under the age of 55 (PREVEA Illness) or under the age of 70 (PREVEA Accident) when you take out the policy.
- We accept your application. For the purposes of risk assessment, we require you to fill in a health declaration.
This policy has no minimum term. You can cancel it at any time effective as of the end of a month, subject to a three-month notice period. If the premium is adjusted, a shortened notice period of one month applies.
PREVEA Illness ceases automatically on 31 December after your 59th birthday.
The waiting period is the time between the date of an accident or initial diagnosis of illness and the date on which you are able to claim benefits.
This insurance may include a waiting period of 12 months. For further information, please contact our Client Services at 0844 80 81 82.
Other supplementary insurance
You may also be interested in the following supplementary insurance:
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