Your capital insurance: protect yourself and your loved ones financially against emergencies.

  • Financial security in the event of disability
  • Financial security for your relatives in the event of death
  • Choice of individual insured sums

Your capital insurance

Protect yourself financially against disability or death after an accident or illness.

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Insured benefits

We reimburse you for the following benefits from PREVEA Capital Insurance independently of other existing insurance policies:

You receive your insured sum in the event of disability as soon as the confirmation of pension entitlement is available from Federal Disability Insurance. In the event of death, your beneficiaries or surviving relatives receive the insured sum.

In the event of disability, you receive the insured sum on a pro rata basis depending on the degree of your physical disability (medically recognised disability). In the event of death, your beneficiaries receive the insured sum.


Frequently asked questions

Accidents and illnesses resulting in disability or death often give rise to high uncovered costs. Social insurance provides little or no protection against the financial consequences of disability, especially for children, young people in training, students and homemakers. PREVEA can also help self-employed persons and employees make up for a loss of income.

You alone decide for what purpose you want to use the money you receive, for example, for home renovations, family care or additional medical measures.

  • The generous lump-sum benefit eases the burden on you and your family in the event of disability or death.
  • You can choose among various sums insured for disability and death, rising in increments of CHF 10,000.
  • You receive the lump sum independently of any benefits paid out under other insurance policies.
  • You make no long-term commitment and can cancel the policy at any time by giving three months' notice – without financial penalty. 

You can take out this insurance if you meet the following conditions:

  • You have your official place of residence in Switzerland.
  • You are under the age of 55 (PREVEA Illness) or under the age of 70 (PREVEA Accident) when you take out the policy.
  • We accept your application. For the purposes of risk assessment, we require you to fill in a health declaration.
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Other supplementary insurance

You may also be interested in the following supplementary insurance:


Daily allowance insurance for loss of earnings due to illness or accident.

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