VIVANTE

With VIVANTE Long-Term Care Insurance, you are paid an amount of your choice every day for as long as you need care. You are completely free to use the daily benefit you receive for any purpose.

  • Freely available daily allowance in the event that long-term care is required
  • Entry-age premium (premium level remains the same throughout the entire term of the insurance)
  • No waiting period

Calculate premium

Please select your gender
Please enter a date of birth between 11.07.1900 and yesterday
Please enter your postcode or place of residence

Your premium

CHF/
month
0

Insured benefits

With VIVANTE Long-Term Care Insurance, you receive the following benefits in addition to those covered by basic insurance:

If you need long-term care, you will receive a freely available daily benefit of up to CHF 180.

Downloads

Frequently asked questions

If you require long-term care in your old age, in the event of chronic illness or following an accident, compulsory
basic insurance only contributes toward part of the healthcare costs. You must pay the remaining costs yourself, such as accommodation and meals in a nursing home.

If you require household help or care in a nursing home, you may have to dip into your own savings. Staying in a
nursing home is particularly expensive and can quickly eat up your saved assets. Sometimes, even other members of your family must contribute to the care costs.

It is therefore important to take out long-term care insurance at an early stage. This way, both your assets and your family's money are better protected. 

  • You receive a selectable allowance (daily benefit) every day on which you require care.
  • You are entirely free to use the money as you see fit (without any obligation to show how you have spent it). You can use this money – as long as your need for care is proven – to pay for household help, for childcare or to cover uncovered costs for a nursing home. You can also use it to compensate possible losses of income suffered by family members who care for you. The daily benefit is guaranteed regardless of any other insurance cover you may have.
  • You can choose among six different daily benefit amounts, from CHF 40 to CHF 180 per day, depending on your needs.
  • The earlier you take out the cover, the less expensive the premium will be. The premium level remains the same throughout the entire term of the insurance (entry-age premium).

To take out long-term care insurance, you must complete a health declaration for risk assessment purposes. Existing illnesses could lead to your application being rejected. That is why it is advisable to take out long-term care insurance in good time while you are still healthy.

Youmay also need care when you are young. And the age of entry into long-term care insurance has a significant effect on premium levels. The younger you are when you take out VIVANTE Long-Term Care Insurance, the lower your insurance premium. The premium level remains the same throughout the entire term of the insurance.

No, VIVANTE long-term care insurance is not dependent on age. If you are in need of care for at least six months at a young age due to an accident or illness, you will receive the daily benefit in the amount you have previously selected, depending on your degree of need for care.

The amount of future premiums depends on your age when the insurance is concluded. For example, if you take out VIVANTE Long-Term Care Insurance at age 30, you will remain at this premium level for the entire term of the insurance. So, the younger you are when you take out the insurance, the lower your insurance premiums will be. 

Display all questions

Other supplementary insurance

You may also be interested in the following supplementary insurance:

HOSPITAL Semi-Private

Semi-privately insured at hospital: Double room and free choice of hospital throughout Switzerland.

HOSPITAL Private

Privately insured at hospital: Your own room and free choice of hospital throughout Switzerland.

Do you have questions?

We're here to help.