Pregnancy and maternity: insurance benefits

The expectant mother’s insurance cover takes on extra importance during pregnancy. Here you can find all the insured benefits available during pregnancy and maternity.

Basic insurance

  • Pregnancy check-ups: seven check-ups and two ultrasound examinations by a doctor or seven check-ups by a midwife
  • Pregnancy-related health problems: medications on the Federal Office of Public Health’s specialities list
  • Birth preparation: antenatal classes as well as basic care and treatments by Spitex
  • Childbirth: costs for the birth in a hospital/birthing centre
  • Immediate postnatal period: support from a midwife or carer for up to eight weeks after the birth
  • Breastfeeding: three advisory sessions on breastfeeding and co-payment of medical costs of up to CHF 340 for purchase of an electronic milk pump
  • Follow-up checks by a doctor and laboratory tests where necessary
More about basic insurance

TOP supplementary insurance

  • Outpatient birth: 90% of the costs of a birthing pool, up to CHF 1,000 per calendar year.
More about TOP

SANA supplementary insurance

  • Birth preparation: 75% of the costs, up to CHF 500 per calendar year
  • Pregnancy check-ups: 75% of the costs for check-ups and ultrasound examinations that exceed the cover provided by basic insurance (up to CHF 500 per calendar year)
More about SANA

COMPLETA supplementary insurance

  • Birth preparation: 75% of the costs, up to CHF 500 per calendar year
  • Pregnancy check-ups: 90% of the costs for check-ups and ultrasound examinations that exceed the cover provided by basic insurance (up to CHF 750 per calendar year)
  • Outpatient birth: 90% of the costs of a birthing pool, up to CHF 1,500 per calendar year.
More about COMPLETA

PRIMEO supplementary insurance

  • Doctor: free choice of doctor at recognised institutions
  • Outpatient birth: various comfort benefits such as a separate recovery zone, snacks and drinks for the patient and accompanying person or a taxi ride home
More about PRIMEO

HOSPITAL Semi-Private hospital insurance

  • Doctor: free choice of doctor anywhere in Switzerland
  • Hospital: free choice of hospital anywhere in Switzerland, stay in a two-bed room
  • Outpatient birth: lump sum on birth of CHF 1,500
More about HOSPITAL Semi-Private

HOSPITAL Private hospital insurance

  • Doctor: free choice of doctor anywhere Switzerland
  • Hospital: free choice of hospital anywhere in Switzerland, stay in a one-bed room
  • Outpatient birth: lump sum on birth of CHF 3,000
More about HOSPITAL Private

HOSPITAL FLEX hospital insurance

  • Doctor: free choice of doctor in semi-private and private wards
  • Hospital: free choice of hospital anywhere in Switzerland
  • Outpatient birth: lump sum on birth of CHF 500 (HOSPITAL FLEX 1) or CHF 1,000 (HOSPITAL FLEX 2)
More about HOSPITAL FLEX

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