You can take out the hospital insurance included in the Baby Package, which provides an unrestricted choice of hospital across Switzerland on a general ward (HOSPITAL ECO), before the birth without the need for a health check.
However, you can only apply for semi-private (HOSPITAL PLUS) or private (HOSPITAL COMFORT) hospital insurance once your baby has been born. To do this, you will need to fill in a questionnaire about your baby's health. Once our specialists have checked your answers, we can let you know whether your request has been accepted or not.
To be on the safe side, take out HOSPITAL ECO before the birth and apply for an insurance upgrade to semi-private or private hospital insurance once your baby has been born. If this is not possible because of an existing illness, your baby will still have very good supplementary benefits.