Overview of insurance products
Insurance models within the compulsory basic health insuranceCompare products >
BASIS compulsory health insurance (standard model)
The standard variant of compulsory health insurance offers you unrestricted access to the doctors of your choice. You decide for yourself who you would like to have treat you from your GP to a specialist or, for example, a chiropractor.
With the standard model, you enjoy the free choice of doctor and direct access to specialists at all times.
How the statutory standard variant of compulsory health insurance works
Unlike with alternative insurance models, you enjoy the free choice of doctor at all times with the standard model. However, this health insurance does not offer a model-based discount on your basic insurance premium.
You receive the following insurance benefits after deduction of the statutory co-payment (deductible/excess/hospital cost contribution) with the standard model of compulsory health insurance.
Answers to frequently asked questions about the BASIS standard variant of compulsory health insurance: