Find out here how you can save on supplementary insurance premiums.
People living in the same household can combine insurance contracts. This includes spouses, registered partners, life partners, children and parents, among others.
For new customers, it’s worth taking out a long-term policy.
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Contract duration
Saving
1 year
No discount
3 years
3% discount
Multi-year contracts always apply to all of the below supplementary insurance products. They cannot be selected per product.
You can take out the following supplementary insurance policies on a multi-year basis: TOP, SANA, COMPLETA, COMPLETA EXTRA, PRIMEO, HOSPITAL ECO, HOSPITAL Semi-Private, HOSPITAL Private, HOSPITAL FLEX.
If you are employed by the same employer for at least eight hours a week, you are automatically insured against both occupational and non-occupational accidents through them. That means you can exclude the accident cover from voluntary supplementary insurance if you have equivalent private accident insurance or are well covered by your employer's accident insurance – for example, for a private or semi-private ward instead of the compulsory general ward in the hospital. This reduces the premium for your supplementary insurance by 10%.
Similar to basic insurance, you can also take out HOSPITAL Semi-Private and HOSPITAL Private hospital insurance with a choice of deductibles. By doing this, you take on more responsibility and can reduce your premiums.
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Choice of hospital deductibles
Saving
CHF 1000.–
15% discount
CHF 2000.–
20% discount
CHF 3000.–
25% discount
CHF 5000.–
30% discount
CHF 7000.–
35% discount
If you have already taken out one of the following hospital insurance policies, you can adjust your hospital deductible: HOSPITAL PLUS, HOSPITAL PLUS BONUS, or HOSPITAL PLUS CLASSICA, HOSPITAL COMFORT, HOSPITAL COMFORT BONUS, HOSPITAL COMFORT CLASSICA.
The following discounts are available on Helsana Advocare PLUS and Advocare EXTRA insurance premiums:
Children up to the age of 18
Young people from the age of 19 to 25
Adults from the age of 26
If you take out our baby package before your baby is born, you benefit from a variety of types of free cover for a period of months or years.
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Insurance
Saving
BASIS
75% children’s discount (up to 18 years)
Helsana Advocare PLUS
Free up to the age of 18
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