When should someone go into a nursing home? Which home is suitable and which costs are covered? How can I facilitate and organise a move into a nursing home? Find out all there is to know about planning a move to a nursing home.
Your own home represents security, independence and routine. That’s why many older people want to remain in their own homes for as long as possible. However, as we get older, chronic illnesses often develop and physical limitations increase. In some cases, it is no longer possible for care and support to be organised within a familiar environment. This usually means moving into a nursing home.
Nursing homes support people who can no longer manage their day-to-day lives independently. Specialists provide medical care, personal care and day-to-day support, ensuring a safe environment. At the same time, they promote social contact and a daily structure that provides stability.
Moving into a nursing home has a profound impact – both on the person concerned and on those around them. On the one hand, the change means giving up old habits, but on the other hand, it also eases the burden. Relatives often bear a huge emotional toll. Feelings of guilt, doubt and uncertainty can accompany such a move, so it is all the more important to be well-prepared for this decision. Discuss the topic with everyone involved at an early stage, for example, and define the criteria and needs.
If outpatient services or elderly care at home are no longer sufficient, care within a nursing home is often the right solution. The home’s nursing staff look after the person concerned around the clock, preventing loneliness and creating a stable environment. This is particularly valuable if a person’s physical or mental state has changed significantly. The following situations often indicate the need for admission to a nursing home:
Talk openly about the current situation and the reasons for moving into a nursing home. Invite everyone providing care to a meeting and, if possible, involve the person in need of care. This will help clarify expectations and the next organisational steps.
Admission to a nursing home doesn’t happen immediately. Specialists carefully check in advance whether inpatient care is medically necessary and whether organisational arrangements can be made. This assessment considers the need for care, personal circumstances and existing support services. The requirements for nursing home care are met when in-home care and support have reached their limits. Physical limitations, psychological stress and social factors can further exacerbate the situation.
A doctor can only admit someone to a nursing home without their consent in exceptional circumstances, namely when the person concerned or others are at serious risk and no other solution will suffice. In such cases, the welfare placement procedure applies. This assessment is based on medical, psychological and social aspects. Involuntary admission to a nursing home also requires a legal review.
Once the decision to be admitted to a nursing home has been made, the search for a suitable facility begins. In principle, you can choose whichever home you like. However, the options vary significantly in terms of price, amenities, care and nursing priorities. It is therefore a good idea to clarify which criteria are important with the person concerned before making a selection; this will lay a good foundation for on-site visits. The following points will help you to find a place in a nursing home:
A personal visit usually gives the best impression. Look around the nursing home at your leisure, talk to the management team and observe the daily routines. This usually provides a good assessment of the quality of the nursing home. Conversations with people who are familiar with the home may also provide valuable information. Also bear in mind that many homes have long waiting lists. That’s why it is important to plan ahead and include several care homes in your selection to increase your chances of finding a suitable place at the appropriate time.
Helpful information, address databases and further links can be found at heiminfo.ch.
Three parties are involved in financing nursing home places in Switzerland: basic insurance, public authorities and the person in need of care. Health insurance companies cover a fixed portion of recognised benefits, such as basic care and medication administration, regardless of the nursing home. The canton or local authority contributes to other care costs, and the person in need of care finances the remainder. This includes a share of the care costs, as well as the costs of accommodation and meals, along with personal expenses.
Would you like to make it easier to finance a nursing home place? Helsana VIVANTE and CURA supplementary insurance policies provide financial and organisational protection for long-term care benefits. This makes the future more secure and provides greater independence – even when the need for care increases.
Not everyone in need of care can cover the costs of a nursing home place themselves. In such cases, public authorities provide financial assistance under certain conditions. This assistance takes the form of a helplessness allowance or supplementary benefits on top of OASI or DI. If neither income nor assets cover the care costs, social welfare assistance at a nursing home may also be available.
If someone is moving into a nursing home and there are questions about covering the costs, it is worth contacting the OASI/DI office or the responsible municipality at an early stage. They will tell you which benefits are available in your individual case. Pro Senectute will also be happy to provide detailed advice on financial matters.
When it comes to admission to a nursing home, there are a few things to do. This checklist will help you keep track of everything during the move:
Once a suitable home has been selected, there will usually be an admission meeting with the nursing home’s management. This will cover care services, financing, support and personal wishes.
How do you ensure the right to self-determination – even in situations where people can no longer express themselves? By drawing up a living will. This should specify which medical treatments are desired and which are not. Before preparing this, we recommend consulting your GP. You should also set up a lasting power of attorney. This document regulates who may make decisions on someone’s behalf, be they day-to-day issues or decisions on asset management or legal matters. Discuss your wishes with your relatives or other people you trust. Give them a copy of the documents and tell them where the originals are kept.
If you are granted power of attorney, you are responsible for medical and organisational decisions, when contacting health insurance companies or nursing homes, for example. This makes it easy to resolve issues regarding the nursing home’s rights and obligations. At the same time, the power of attorney clarifies your rights and obligations as a relative of someone in a nursing home – with regard to visits, cooperation and obligations and information, for example.
Admission to a home changes a lot for the person concerned, as well as for their family. Feelings such as sadness, insecurity or guilt often arise, so talk openly about the planned admission to a nursing home. Actively involve the person in need of care and visit various homes together at an early stage. Admission to a nursing home can often be made easier if wishes, needs and concerns are directly addressed.Leaving a previous home can be painful. Be patient if your loved one withdraws or becomes confused in the first few weeks. Adjusting to a nursing home takes time: keepsakes, familiar furniture or personal photos create familiarity and consolidate the new everyday routine in a nursing home.
Stay in touch at all times. Brief outings, coffee together or a friendly chat all contribute greatly to well-being. Use small gestures and regular visits to show how strong the connection remains despite the admission to a nursing home. This often creates a new dynamic in relationships – with less stress.
People with dementia are often sensitive to change. Moving is particularly unsettling for them if it eliminates familiar routines. You should therefore carefully prepare for admission to a nursing home. Offer initial care experiences outside the home, through a daycare centre or hourly support from a trusted person, for example. When choosing a home, make sure that it specialises in adaptation to a dementia nursing home. This will make the transition smoother and your loved will become familiar with life in a nursing home more quickly.
Don’t forget about yourself, either. If you feel overwhelmed or guilty, talk openly to someone you trust or a professional. It is especially important to keep your strength up when caring for family members. When your mother or father moves into a nursing home, you don’t need to feel guilty – this step often eases the burden and allows you to enjoy new, memorable experiences together.
Moving into a nursing home isn’t always the ideal or only solution. It’s worth considering other residential and care models, especially when the need for care starts to arise or when independence in day-to-day life is very important. The main alternatives to a nursing home are:
Deciding between a nursing home and assisted living requires careful attention, patience and understanding. The better informed you are about the various options, the easier it is to make the right choice – in the interests of the person concerned and their well-being. Sometimes it only becomes clear whether admission to a nursing home is the right solution after consulting specialists or following a more in-depth discussion. Trust your gut instinct, observations and interaction with the person you are helping.
The specialist provided the editorial team with advice and input for this article. Bianca Sehr (nurse) works for the Helsana health consultation service. She helps customers with issues to do with independent living in old age and health promotion.
Find out more about current health issues every month and get all the information you need about our attractive offers from all Helsana Group companies * delivered by e-mail to read whenever it suits you. Our newsletter is free of charge and you can sign up here:
We did not receive your information. Please try again later.
* The Helsana Group comprises Helsana Insurance Company Ltd, Helsana Supplementary Insurances Ltd and Helsana Accidents Ltd.