Guests from abroad: insurance cover for your visit

Are you expecting guests from abroad? Then you’ll want to do all you can to make sure your guests feel welcome. Find out here when and why guest insurance makes sense for your guests visiting Switzerland from abroad.

An emergency is all it takes to make a visit unpleasant for your guests from abroad. All the more so if they are not adequately insured for their visit to Switzerland from another country. After all, an accident or illness can quickly have devastating financial consequences. You should protect your guests against this.

Guest insurance

With health insurance for guests from abroad, you can protect your visitors financially against illness and accident during their stay in Switzerland. You can take out guest insurance with our partner EUROPÄISCHE Reiseversicherungs AG. It covers the following benefits, among others:

  • Cost contributions for visits to the doctor and for hospital stays
  • Cost contributions for medication
  • Cost contribution for transportation

Guest insurance

Take out guest insurance with our partner "EUROPÄISCHE Reiseversicherungs AG" directly online.

Take out insurance

Why do you need health insurance for your guests from abroad?

Unfortunately, emergencies can happen anytime and anywhere. If guests with an official place of residence abroad need emergency medical treatment in Switzerland, this can be very costly for them.

With health insurance for guests from abroad – referred to as incoming insurance – you can provide your visitors with comprehensive protection against illness and accident, meaning your guests can look forward to a carefree stay in Switzerland.

Incoming insurance is required by law if you are expecting a visit from non-EU citizens. After all, they generally require a Schengen visa for entry into Switzerland. In order to be able to apply for this Schengen visa in the first place, guests resident outside of the EU must be able to produce foreign insurance with minimum cover of EUR 30,000 or a guest insurance policy.

Do my guests need a visa for entry into Switzerland?

Visitors officially resident outside of the EU generally need a Schengen visa. Depending on their citizenship, this is the case from the first day of their visit or once their stay exceeds 90 days.

You can find an overview of all ID and visa terms by citizenship on the State Secretariat for Migration (SEM) website:

SEM: ID and visa terms by citizenship

Want to know if there are any other entry terms that apply to your guests from abroad? You can find all related information and frequently asked questions on the State Secretariat for Migration (SEM) website:

SEM: Do I need a visa? SEM: FAQs about entry into Switzerland

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