Helsana Advocare PLUS

Legal disputes can quickly become expensive. Whether you are involved in a dispute over a rent increase or a car accident, Helsana Advocare PLUS Europe-wide civil and motorists’ legal expenses cover means you are optimally insured.

  • Europe-wide motorists’ legal expenses cover
  • Europe-wide civil legal expenses coverage
  • Can only be taken out in combination with TOP, COMPLETA or OMNIA

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Your premium

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Insured benefits

We reimburse the following benefits to you under Helsana Advocare PLUS legal expenses insurance:

You get up to CHF 300,000 per case for legal expenses and court costs in the case of civil disputes within Europe. The insurance cover includes disputes with landlords, employers or neighbours.

You get up to CHF 300,000 per case for legal expenses and court costs for motoring-related disputes within Europe. The insurance covers enforcement of compensation claims relating to damage to your vehicle, for example.


Register your legal expenses claim.
058 340 16 11Available around the clock (Swiss fixed network local rate / mobile rates charged by the provider)

Frequently asked questions

Legal disputes can soon become protracted and expensive. You need an advance on costs if they go to court and you need to be represented by a lawyer.

Legal expenses insurance covers legal advice, representation by a lawyer if the case comes to court, and most of the legal expenses and court costs.

Thanks to your TOP, COMPLETA or OMNIA supplementary insurance, you already benefit from comprehensive legal protection while abroad or in health matters. It provides you with assistance if you get involved in, for example, legal disputes with doctors, hospitals or social and private liability insurers.

Legal disputes are also common in civil matters (e.g. disputes with your landlord or employer), in traffic (e.g. after a car accident). You can supplement your existing legal cover for a very competitive premium with civil and motorists’ legal expenses cover with Helsana Advocare PLUS. That makes your legal expenses insurance fully comprehensive.

Report it immediately by calling the emergency number on your insurance card or in writing. After contacting you, Helsana Rechtsschutz AG (HERAG) will take the steps necessary. Before engaging the services of a lawyer, you must obtain HERAG’s consent and approval of the costs. If you fail to comply with these provisions, HERAG is entitled to reduce its benefits.

How to register your legal expenses case

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Other supplementary insurance

You may also be interested in the following supplementary insurance:


All the benefits of TOP and SANA – in some cases with higher reimbursements.


Your supplement to basic insurance: Key outpatient benefits are covered.

Helsana Advocare EXTRA

Global Internet, civil and motorists’ legal expenses insurance.

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