Whether you have a planned stay in hospital or have to go into hospital because of an emergency: any help is welcome in these kinds of situations. We support you and provide you with relief with our HOSPITAL Semi-Private and HOSPITAL Private hospital insurance. An overview.
A stay in hospital can disrupt your day-to-day life and present you with various challenges. Who will take care of your child, for example? And then: how will you manage your household when you need rest and relief yourself? While basic insurance covers care services, you have to pay for childcare or household help yourself. With our HOSPITAL supplementary insurance, we offer support services and financial relief. So you can rest and recover after your stay in hospital.
Get home as soon as possible: many patients want to return to familiar surroundings as quickly as possible. But what does this mean for your day-to-day life? You won’t yet be able to do your usual household tasks or you’ll only be able to do them to a limited extent, depending on your physical condition. While a home nursing organisation or nursing staff support you with your care, household help takes the pressure off you when it comes to cooking, washing and cleaning.
If you need help after your hospital stay, the following requirements must be met for your hospital insurance to support you with contributions to household help:
If you meet the requirements, your hospital insurance will cover the following costs for household help:
A household help provider is anyone who looks after the household for you as an independent professional help provider or for an organisation. Someone you know can also help you with your household. We simply need confirmation from their employer that this person will be unable to work as much as a result of this and will thereby suffer loss of income.
Household help supports you when it comes to coping with day-to-day life. It relieves you of tasks that you cannot do for health reasons. The services include housekeeping duties and day-to-day tasks such as:
The cost of household help is only covered by hospital insurance. Basic insurance does not cover any costs for such help.
It is not always easy for parents to arrange childcare. Even less so in an emergency. You want to know that your children are safe and well so that you can focus on yourself and your recovery in hospital. A quick and reliable solution is needed. That’s why supplementary hospital insurance is helpful.
If you need help, the following requirements must be met for your hospital insurance to support you with the nanny service:
While you are in hospital, an experienced caregiver will look after your children. This will allow you to rest and recover in hospital while your children are looked after at home in their familiar environment.
If all of the requirements are met, hospital insurance will cover the following benefits:
While you are recovering in hospital, the caregiver takes on the following tasks:
Basic insurance does not cover any costs. Without supplementary hospital insurance, patients have to finance the childcare service themselves.
It’s not just you as a mother or father who might fall ill or have an accident – it can happen to your child too. If your child has supplementary hospital insurance, this will support you when it comes to looking after your ill or injured child. So you won’t feel any additional pressure in this difficult situation.
If you need help, the following requirements must be met for your hospital insurance to support you with childcare:
We will arrange for a carer with professional training to care for your child in their familiar environment. So they will be in good hands and you will be able to go to work without having to worry. If all of the requirements are met, the following benefits will be covered by hospital insurance if your child has an accident or falls ill:
It is not always possible for you to look after your child yourself around the clock if they have been in an accident or are ill. KidsCare supports you at home with the following benefits:
Depending on the situation, your child’s care may be prescribed by a doctor. In this case, basic insurance will cover the costs and not supplementary insurance.
Apart from care services, basic insurance does not cover any childcare costs. If there is no supplementary hospital insurance, you will have to finance this yourself.
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