Have you been involved in a car accident? It’s often very difficult to do the right thing when you have an emergency abroad because different countries have different rules. Find out here what you need to do if you have a car accident abroad.
You should follow these steps if you have a car accident, whether you are in Switzerland or abroad:
If your car has been damaged in an accident, take the following steps:
Traffic accidents often lead to legal disputes between the parties involved. With Helsana Advocare EXTRA, you get insurance benefits of up to CHF 1 million per case for legal expenses and court costs, and benefits of up to CHF 100,000 outside Europe.
The following are some of the disputes covered:
The European Accident Statement is a standardised form; its content and structure are the same in all languages. If you have an accident, it helps you to record all of the information that is relevant for insurance companies – whether you are in Switzerland or abroad. You record the accident details, the damage incurred and the personal details of all parties involved in the statement.
Tip: you can complete the personal details in advance to save you time in an emergency.
You can either request the statement:
Depending on the country, there may be different rules you need to follow when you’re involved in a car accident. At the moment that an accident happens, you can’t learn the local rules of conduct, nor can you find out what the local emergency numbers are. This can pose a major challenge.
These specific rules of conduct apply to car accidents in neighbouring countries:
In Germany, you must alert the police (110 or 112) if:
For property damage: complete the European Accident Statement and report the incident to your insurance company.
Have you had an accident in a different country abroad? Further information is available here:
You should always have these things in your car, whether you are in Switzerland or abroad:
You can be fined in many countries – including Switzerland – if you do not have these items in your car.
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