Daily allowance insurance for homemakers: protect yourself against the financial consequences of illness or accident. You choose when you receive a daily allowance and what amount, for example for household help or childcare.

  • Daily allowance payments if the person running the household is unable to work
  • Choice of daily allowance
  • Choice of waiting period

Insured benefits

With CASA Household Daily Allowance Insurance, you receive the following benefits in addition to the statutory benefits under basic insurance:

You receive a daily allowance in the amount you have selected for up to 365 days over the course of five years, as soon as the agreed waiting period has expired. In the event of pregnancy and birth, you receive a daily allowance in the amount you have selected for 20 days.


Frequently asked questions

As a homemaker, you are not legally protected against any financial consequences in the event of incapacity for work, unlike employees. In case of illness or accident, you would have to resort to external support, which can quickly become expensive. With CASA Daily Allowance Insurance, you can close this coverage gap. This helps you to afford assistance with household chores and childcare.

It offers you financial security as a homemaker if you are incapacitated for work due to illness, accident or maternity. The daily allowance payments help you finance the additional expenses that arise. Depending on your needs and budget, you can choose how much (CHF 10 to max. CHF 100 per day) and when you want to receive your daily allowance. Your pro-rata entitlement to a daily allowance begins at a minimum incapacity for work of 50%.

You can take out this insurance if you meet the following conditions:

  • You have your official place of residence in Switzerland.
  • You run your own household.
  • You are at least 16 years old when you take out the policy and have not yet reached AHV age.
  • We accept your application. For the purposes of risk assessment, we require you to fill in a health declaration.
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Other supplementary insurance

You may also be interested in the following supplementary insurance:


Daily allowance insurance for loss of earnings due to illness or accident.

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