Overview of insurance products

International insurance cover when moving abroad


Are you contemplating the idea of emigrating, or are you on the verge of leaving your home country? Don't forget to make arrangements for your future healthcare before you go – take the time now to organise comprehensive insurance cover for when you're abroad.

If you relocate to a country outside of the EU/EFTA and are not deployed there on international assignment by a Swiss employer, you are no longer subject to the Swiss insurance obligation. If you are not subject to compulsory state health insurance in your new country of residence, an international health insurance solution could be a worthwhile option for you.

Helsana operates a partnership with Cigna Global Health that offers comprehensive international health insurance for Helsana customers who move abroad. Cigna is one of the biggest insurers worldwide. The company employs more than 40,000 staff and serves over 80 million customers around the globe.

The partnership between Helsana and Cigna allows you to benefit from attractive premium conditions from Cigna when relocating to a country outside of the EU/EFTA. In addition, you will be subjected to a less detailed risk assessment provided you have undergone an unconditionally positive risk assessment at Helsana in the last five years. As a Helsana customer, you also have the option of suspending your supplementary insurance at the time you emigrate and reactivating it if and when you return to Switzerland with no need for a new risk assessment.

Interested? If you have any questions or would like a personal consultation, please contact Cigna directly:

E-mail: Cgi.sales@Cigna.com

Tel.: +49 (0) 69 2995 71425 (DE), +33 (0) 1573 29286 (FR) +44 (0) 1475 788 682 7677 (EN)