Use the table to compare and contrast at a glance the different basic insurance models, e.g. standard, General Practitioner (GP), telemedicine and medical advice hotline. Quickly find the basic insurance that fits your personal situation.
Insurance models within compulsory basic health insurance
4 Insurance products
General Practitioner (GP) or group practice (HMO)
Medical advice hotline
|Product||BASIS||BeneFit PLUS General Practitioner/HMO||BeneFit PLUS Telemedicine||PREMED-24|
At least 12%
|Medical point of contact|
You are free to choose a doctor to treat you within your canton of residence from case to case, and then consult him or her directly, as necessary.
Your medical point of contact is the GP or group practice (HMO) you chose from our list of doctors.
Your medical point of contact is the independent Centre for Telemedicine, and its medical professionals.
Following consultation with the medical advice hotline, you are free to choose a doctor to treat you within your canton of residence.
Free choice of doctor
Personal care from your GP
Medical care by telephone
Free medical advice before any visit to the doctor
In the event of any health problems, however, your first port of call is always your selected GP or group practice (HMO).
Whenever you have a medical problem, you will always call the independent Centre for Telemedicine first to obtain advice on how to proceed.
In consultation with you, a medical professional or a doctor will design a binding course of treatment tailored to your particular condition and medical needs, whether it is to treat yourself, visit the doctor or go to hospital.
If necessary, the medical professional will refer you to a specialist or hospital.
Whenever you have a medical problem, you always call the medical advice hotline to receive non-binding advice.
Individuals who want complete freedom of choice, all of the time.
Individuals who appreciate personal contact with their GP.
Individuals who travel a lot.
Individuals who like to use a medical consulting service.
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