For you and your family

Zuwanderer Familien

Would you like some additional protection for you and your loved ones? As one of Switzerland's leading health insurers, our supplementary insurance is an extension of your basic insurance cover that is tailored to your needs and budget.

Supplementary outpatient benefits

TOP supplementary insurance includes the most popular additions to basic insurance and offers you and your family a variety of services and high reimbursements.

  • We reimburse 90% of the costs for spectacle lenses and contact lenses, up to a maximum of CHF 150 per year.
  • You can enjoy the best health insurance cover abroad as well, whether you need outpatient or inpatient emergency treatment, transport and rescue or repatriation to Switzerland.
  • You receive contributions for medications not covered by statutory health insurance, medical aids, non-medical psychotherapy, braces for children and much more.
Legal expenses cover

Would you like to have cover for legal matters wherever you are? With Helsana Advocare EXTRA legal expenses insurance, you and your family benefit from worldwide legal advice and representation in three key legal areas at once:

  • Internet legal expenses cover: in the event of contractual disputes, if you are the victim of phishing, hacking and cyberbullying, or in case of copyright infringements. Compensation in the event of non-delivery or delivery of the wrong items in relation to orders and shipments.
  • Civil legal expenses cover: contractual disputes, e.g. in relation to purchase agreements or travel reservations. Disputes with employers, landlords or neighbours.
  • Motorists' legal expenses cover: enforcement of claims in respect of damage to cars, bicycles, mopeds, etc., the provision of defence in criminal proceedings, disputes arising from purchases, leasing, rentals or repairs.
Supplementary inpatient benefits

Would you like to decide where you are treated? With HOSPITAL ECO supplementary insurance, you get to decide in which Swiss hospital's general ward you or your loved ones wish to be treated – and on favourable terms. What's more:

  • With integrated KidsCare, your child (up to age 15) is nursed and looked after at home for up to 30 hours per calendar year.
  • If you yourself are admitted to hospital as a parent, we will look after your children. With our integrated Nanny Service, your children will be cared for by qualified professionals on weekdays for up to 30 hours per calendar year.

Calculate premium / request quote

Calculate your cross-border commuter premium and obtain your personal quote. You can then conclude the insurance directly online.

Premium calculator