Benefits covered by the insurance

BASIS basic health insurance (standard model)
Free choice of doctor in canton of residence.

If you have selected an alternative insurance model, the following applies instead:

  • BeneFit PLUS Family Doctor option: You always contact your selected family doctor (or group practice). If necessary, your family doctor or group practice will refer you to a specialist or hospital.
  • BeneFit PLUS Telemedicine option: You always contact the doctors of the Centre for Telemedicine. If necessary, the doctor will refer you to a doctor, specialist or hospital for a physical consultation.
  • PREMED-24: You always contact by telephone first to receive non-binding health advice. If necessary, you can then consult a doctor of your choice in your canton of residence.

You can freely choose a doctor to treat you within your canton of residence from case to case and consult him or her directly, if necessary.


Product information:
BASIS
Basic health insurance BeneFit PLUS General Practitioner (GP model)
Free choice of doctor in canton of residence.

You can freely choose a doctor to treat you within your canton of residence from case to case and consult him or her directly, if necessary.

You always contact your selected family doctor (or group practice). If necessary, your family doctor or group practice will refer you to a specialist or hospital.


Basic health insurance BeneFit PLUS Telemedicine
Free choice of doctor in canton of residence.

You can freely choose a doctor to treat you within your canton of residence from case to case and consult him or her directly, if necessary.

You always contact the doctors of the Centre for Telemedicine. If necessary, the doctor will refer you to a doctor, specialist or hospital for a physical consultation.


Product information:
BeneFit PLUS Telemedicine
Basic health insurance PREMED-24 (medical advice hotline)
Free choice of doctor in canton of residence.

You can freely choose a doctor to treat you within your canton of residence from case to case and consult him or her directly, if necessary.

You always contact by telephone first to receive non-binding health advice. If necessary, you can then consult a doctor of your choice in your canton of residence.


Product information:
PREMED-24
HOSPITAL COMFORT BONUS insurance (private ward)
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL COMFORT BONUS
HOSPITAL COMFORT CLASSICA insurance (private ward)
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL COMFORT CLASSICA
HOSPITAL COMFORT insurance (private ward)
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL COMFORT
HOSPITAL FLEX hospital insurance (flexible choice of ward)
Unrestricted choice of doctor anywhere in Switzerland (semi-private & private)

You have an unrestricted choice of doctor in any hospital in Switzerland if you stay in a semi-private or private ward. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL FLEX
HOSPITAL PLUS BONUS insurance (semi-private ward)
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL PLUS BONUS
HOSPITAL PLUS CLASSICA insurance (semi-private ward)
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL PLUS CLASSICA
HOSPITAL PLUS insurance (semi-private ward)
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL PLUS
PRIMEO supplementary healthcare insurance
Free choice of doctor at recognised institutions

If you have selected an alternative insurance model, please note the following:

  • BeneFit PLUS Family Doctor option: Please contact your family doctor or group practice first.
  • BeneFit PLUS Telemedicine option: Please contact the Centre for Telemedicine first.
  • PREMED-24: Please contact the medical advice service first.

You have an unrestricted choice of doctor in the hospital for outpatient procedures or operations (e.g. eye cataract, bunion, tendonitis, tennis elbow, knee arthroscopy, etc.) or for an outpatient birth. For example, you can even choose to be operated on by the head physician.

Conditions:

  • The outpatient surgery is performed at an institution recognised by us.
  • The selected doctor is on the list of specialists (senior physician, head physician, professor) at the hospital in question.

Product information:
PRIMEO