Birth

Assistance during the birth

«I can feel that the due date is approaching. Now I'm thinking about who I want to have with me when my baby is born. The child's father in any case. Would it be good if my doctor assisted during the birth? Or the midwife?»

Begleitung Geburt

The final weeks of pregnancy are exciting, as you never know exactly when you will go into labour. Only around 5% of babies arrive exactly on the expected due date. Some arrive earlier, others take their time. The best thing is just to take it as it comes. But keep an eye on yourself: the signs that you're going into labour can vary. For example, you may feel restless or your backache could suddenly get worse. You might also feel sick more often than otherwise during the pregnancy and have greater difficulties sleeping.

High time to sort out whether your doctor or your midwife are going to assist you during the birth. Of course it's also nice to know that your partner will be by your side at this important and challenging moment in your life.

Birth assistance from a midwife or a doctor

A midwife is perfectly capable of providing you with specialist and caring assistance during the birth. If you choose to be assisted by a doctor, you're on the safe side if complications arise during labour.

Giving birth by Caesarean section

If you want or have to deliver your baby by planned Caesarean section, you won't have to make a choice, as you will have to stay in hospital for this.

What can Helsana do for you?

The costs for medical care in relation to giving birth are generally covered by your basic insurance. You may have the option of choosing the doctor or midwife you would like to assist you when giving birth. However, this may incur an additional charge. The best thing to do is to clarify the situation with your doctor and Helsana.

Choice of doctor

Basic insurance
Free choice of doctor in canton of residence.

If you have selected an alternative insurance model, the following applies instead:

  • BeneFit PLUS Family Doctor option: You always contact your selected family doctor (or group practice). If necessary, your family doctor or group practice will refer you to a specialist or hospital.
  • BeneFit PLUS Telemedicine option: You always contact the doctors of the Medgate Centre for Telemedicine. If necessary, the Medgate doctor will refer you to a doctor, specialist or hospital for a physical consultation.
  • PREMED-24: You always contact Medgate by telephone first to receive non-binding health advice. If necessary, you can then consult a doctor of your choice in your canton of residence.

You can freely choose a doctor to treat you within your canton of residence from case to case and consult him or her directly, if necessary.


PRIMEO
Free choice of doctor at recognised institutions

If you have selected an alternative insurance model, please note the following:

  • BeneFit PLUS Family Doctor option: Please contact your family doctor or group practice first.
  • BeneFit PLUS Telemedicine option: Please contact the Centre for Telemedicine first.
  • PREMED-24: Please contact the medical advice service first.

You have an unrestricted choice of doctor in the hospital for outpatient procedures or operations (e.g. eye cataract, bunion, tendonitis, tennis elbow, knee arthroscopy, etc.) or for an outpatient birth. For example, you can even choose to be operated on by the head physician.

Conditions:

  • The outpatient surgery is performed at an institution recognised by us.
  • The selected doctor is on the list of specialists (senior physician, head physician, professor) at the hospital in question.

Product information:
PRIMEO
HOSPITAL PLUS
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL PLUS
HOSPITAL PLUS BONUS
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL PLUS BONUS
HOSPITAL PLUS CLASSICA
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL PLUS CLASSICA
HOSPITAL COMFORT
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL COMFORT
HOSPITAL COMFORT BONUS
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL COMFORT BONUS
HOSPITAL COMFORT CLASSICA
Unrestricted choice of doctor anywhere in Switzerland

You have an unrestricted choice of doctor in any hospital in Switzerland. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL COMFORT CLASSICA
HOSPITAL FLEX
Unrestricted choice of doctor anywhere in Switzerland (semi-private & private)

You have an unrestricted choice of doctor in any hospital in Switzerland if you stay in a semi-private or private ward. For example, you can even choose to be operated on by the head physician.


Product information:
HOSPITAL FLEX

Choice of hospital

Basic insurance
Listed hospitals

You are free to choose among all the hospitals in Switzerland that are included on the cantonal hospital lists (“listed hospitals”), but receive no more than the costs specified by the tariff of your canton of residence.


OMNIA
Free choice of hospital anywhere in Switzerland

You are free to choose the hospital you want anywhere in Switzerland.

Please note that some hospitals do not have a (recognised) general ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
OMNIA
HOSPITAL ECO
Unrestricted choice of hospital anywhere in Switzerland

You are free to choose the hospital you want anywhere in Switzerland.

Please note that some hospitals do not have a (recognised) general ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL ECO
HOSPITAL PLUS
Unrestricted choice of hospital anywhere in Switzerland

You are free to choose the hospital you want anywhere in Switzerland.

Please note that some hospitals do not have a (recognised) semi-private ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL PLUS
HOSPITAL PLUS BONUS
Unrestricted choice of hospital anywhere in Switzerland

You are free to choose the hospital you want anywhere in Switzerland.

Please note that some hospitals do not have a (recognised) semi-private ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL PLUS BONUS
HOSPITAL PLUS CLASSICA
Anywhere in Switzerland

You are free to choose the hospital you want anywhere in Switzerland.

Please note that some hospitals do not have a (recognised) general ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL PLUS CLASSICA
HOSPITAL COMFORT
Unrestricted choice of hospital anywhere in Switzerland

You are free to choose the hospital you want anywhere in Switzerland.

Please note that some hospitals do not have a (recognised) private ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL COMFORT
HOSPITAL COMFORT BONUS
Anywhere in Switzerland

You are free to choose the hospital you want anywhere in Switzerland.

Please note that some hospitals do not have a (recognised) private ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL COMFORT BONUS
HOSPITAL COMFORT CLASSICA
Unrestricted choice of hospital anywhere in Switzerland

You are free to choose the hospital you want anywhere in Switzerland.

Please note that some hospitals do not have a (recognised) general ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL COMFORT CLASSICA
HOSPITAL FLEX
Unrestricted choice of hospital anywhere in Switzerland

You are free to choose the hospital you want anywhere in Switzerland.

Please note that some hospitals do not have a (recognised) general, half-privat and privat ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL FLEX

Semi-private ward

HOSPITAL PLUS
Two-bed room, free choice of doctor

You can claim the costs of accommodation and medical treatment in a two-bed room in the semi-private ward of any hospital in Switzerland. There, you can enjoy a peaceful environment and privacy as well as a free choice of doctor at the hospital.

Please note that certain hospitals do not have a (recognised) semi-private ward, in which case you may incur costs which you will have to bear yourself.


Product information:
HOSPITAL PLUS
HOSPITAL PLUS BONUS
Two-bed room, free choice of doctor

You can claim the costs of accommodation and medical treatment in a two-bed room in the semi-private ward in any hospital in Switzerland. There you can enjoy a peaceful environment and privacy, as well as a free choice of doctor at the hospital.

Please note that certain hospitals do not have a (recognised) semi-private ward, in which case you may incur costs which you will have to bear yourself.


Product information:
HOSPITAL PLUS BONUS
HOSPITAL PLUS CLASSICA
Two-bed room, free choice of doctor

You can claim the costs of accommodation and medical treatment in a two-bed room in the semi-private ward in any hospital in Switzerland. There, you can enjoy a peaceful environment and privacy, as well as a free choice of doctor at the hospital.

Please note that certain hospitals do not have a (recognised) semi-private ward, in which case you may incur costs which you will have to bear yourself.


Product information:
HOSPITAL PLUS CLASSICA
HOSPITAL FLEX
Two-bed room, free choice of doctor

You decide in each case what ward you would like to be admitted to and be treated in.

In a semi-private ward, you enjoy a peaceful environment and privacy in a two-bed room and have a free choice of doctors at the hospital. Depending on which option you select, you bear part of the costs yourself:

  • HOSPITAL FLEX 1: You pay 35% of the costs up to CHF 3,000 per calendar year.
  • HOSPITAL FLEX 2: You pay 20% of the costs up to CHF 2,000 per calendar year.

Product information:
HOSPITAL FLEX

Private ward

HOSPITAL COMFORT
One-bed room, free choice of doctor

You receive the costs of the stay and medical treatment in a one-bed room in the private ward of any hospital in Switzerland. There you can enjoy peace and privacy as well as a free choice of doctor.

Please note that some hospitals do not have a (recognised) private ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL COMFORT
HOSPITAL COMFORT BONUS
One-bed room, free choice of doctor

You receive the costs of the stay and medical treatment in a one-bed room in the private ward of any hospital in Switzerland. There you can enjoy peace and privacy as well as a free choice of doctor.

Please note that some hospitals do not have a (recognised) private ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL COMFORT BONUS
HOSPITAL COMFORT CLASSICA
One-bed room, free choice of doctor

You receive the costs of the stay and medical treatment in a one-bed room in the private ward of any hospital in Switzerland. There you can enjoy peace and privacy as well as a free choice of doctor.

Please note that some hospitals do not have a (recognised) private ward; in such cases, you may incur costs for which you alone will be responsible.


Product information:
HOSPITAL COMFORT CLASSICA
HOSPITAL FLEX
One-bed room, free choice of doctor

You decide in each case what type of ward you would like to be admitted to and be treated in.

In a private ward you enjoy peace and privacy in a one-bed room and have a free choice of doctor. Depending on which option you select, you pay for part of the costs yourself:

  • HOSPITAL FLEX 1: You pay 50% of the costs up to CHF 9,000 per calendar year.
  • HOSPITAL FLEX 2: You pay 35% of the costs up to CHF 4,000 per calendar year.

Product information:
HOSPITAL FLEX