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Avoiding double insurance
Accident cover under supplementary insurance
It is generally possible to exclude accident cover from voluntary supplementary insurance, but gaps in your cover may arise. Unlike basic insurance, you are not automatically insured through your employer. Certain benefits, including complementary medicine, medication not covered by basic insurance and additional services such as Fast Track and Expert Second Opinion, are not covered by private accident insurance.
Please contact your employer/accident insurer for information before excluding accident cover from your supplementary insurance.