Moving out of your own home and into a retirement or nursing home is a step in life that may also have implications for your health insurance. Things such as power of attorney, place of residence and general practitioner must be taken into account.
Where you reside is a decisive factor.
The Federal Insurance Court (Eidgenösische Versicherungsgericht, EVG) defines place of residence as your residence and not your domicile. If an insured individual lives in a nursing home, then that is their place of residence, even if they have not yet given up their former home. Health insurance is therefore obliged to reimburse the tariffs in the canton in which the nursing home is located.
If you are insured under a GP model and you are entering a retirement or nursing home, it is best to check with the responsible Client Service team or the nearest sales office as to whether a change must be made to the model.
0844 80 81 82
Our emergency call centre is available to assist you around the
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Customers with alternative insurance models
Customers with PREMED-24 insurance
Customers with BeneFit PLUS Telemedicine insurance
Your free hotline is available to provide advice on health matters
around the clock.
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When an elderly person's health prevents them from living independently in their own home, it is time to consider moving to a nursing home.
The cost of caring for the elderly and infirm is constantly rising. Families should not be afraid to discuss the cost of care.
It is not always easy to adjust to the unfamiliar environment of a nursing home. It will take time and the right attitude.
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