Personal legal protection and motorists' legal protection

We support you in the event of disputes, for example with your landlord or with contractual disputes.

Benefits covered by the insurance

Helsana Advocare PLUS
Up to CHF 300,000 per case

Legal advice and representation in the case of private legal disputes.

You receive up to CHF 300,000 per case for lawyers' fees (free choice of lawyer upon agreement), court and trial fees, expert opinions and mediator, court-awarded costs and compensation, advances of bail. The insurance covers are disputes with insurers (e.g. liability insurers), disputes with landlords (e.g. due to rental increases), disputes with the employer (e.g. due to termination of the employment contract), contractual disputes (e.g. in the case of purchase contracts, travel contracts, orders), disputes with neighbours, buildings that require authorisation, legal advice in cases relating to the purchase, sale, pledgeing and letting of property, advice in matters relating to family or inheritance law or the law of persons).

You also receive legal support and the following financial benefits for victims of violent crime in the case of death and disability, as well as for treatment costs and property loss and damage:

  • lump-sum benefit of CHF 150,000 in the event of death and of CHF 300,000 in the event of full disability (without progression). Persons over the age of 65 receive a lifelong annuity instead of a lump-sum payment.
  • Unlimited treatment costs for a period of five years supplementary to compulsory healthcare insurance, military insurance, Federal Disability Insurance or compulsory accident insurance.
  • Up to CHF 5,000 for damage to property that the insured was wearing or carrying.

Overview and comparison of benefits

Explanatory video for civil legal expenses insurance


Product information:
Helsana Advocare PLUS
Helsana Advocare EXTRA
Up to CHF 1m per case

Legal advice and representation for private legal disputes.

You receive up to CHF 1m per legal case for lawyers' fees (free choice of lawyer), court and trial fees, expert opinions, court-awarded costs and compensation, advances of bail. The insurance covers disputes with insurers (e.g. liability insurers), disputes with landlords or tenants (e.g. due to rental increases), disputes with the employer (e.g. due to termination of the employment contract), contractual disputes (e.g. in the case of purchase contracts, travel contracts, orders), disputes with neighbours, building and planning law, advice on the purchase, sale, pledging and letting of property, advice in matters relating to family or inheritance law or the law of persons.

You also receive up to CHF 10,000 of the costs for the required appearance in a foreign court and translation costs.

Victims of violent crime also receive legal support and the following financial benefits in the case of death or disability as well as for treatment costs and property loss and damage:

  • lump-sum benefit of CHF 150,000 in the event of death or CHF 300,000 in the event of full disability (without progression). If you're over the age of 65, you receive a lifelong pension instead of a lump-sum benefit.
  • Unlimited treatment costs for a period of five years supplementary to compulsory healthcare insurance, military insurance, Federal Disability Insurance or compulsory accident insurance.
  • Up to CHF 5,000 for damage to property that the insured was wearing or carrying.

Overview and comparison of benefits

Explanatory video on personal legal protection


Product information:
Helsana Advocare EXTRA