Personal legal protection and motorists' legal protection

We support you in the event of disputes, for example with your landlord or with contractual disputes.

Benefits covered by the insurance

Helsana Advocare PLUS
Up to CHF 300,000 per case

Legal advice and representation for legal disputes involving motoring issues (throughout Europe).

You receive up to CHF 300,000 per legal case for lawyers' fees (free choice of lawyer upon agreement), court and trial fees, expert opinions, court-awarded costs and compensation, advances of bail. The insurance covers the enforcement of claims for damages worldwide (property damage, e.g. to your car), contractual disputes in Europe and the Mediterranean countries (e.g. in connection with the purchase, lease, rent or repair of a vehicle), the provision of a defence in the event of criminal proceedings in Europe and the Mediterranean countries (e.g. unjustified fines), and representation in administrative proceedings in Europe and the Mediterranean countries (e.g. withdrawal or confiscation of an ID or a permit).

You also receive legal support and the following financial benefits for victims of violent crime in the case of death or disability as well as for treatment costs and property loss and damage:

  • lump-sum benefit of CHF 150,000 in the event of death or CHF 300,000 in the event of full disability (without progression). If you are over the age of 65, you receive a lifelong pension instead of a lump-sum benefit.
  • Unlimited treatment costs for a period of five years supplementary to compulsory healthcare insurance, military insurance, Federal Disability Insurance or compulsory accident insurance.
  • Up to CHF 5,000 for damage to property that the insured person was wearing or carrying.

Overview and comparison of benefits

Explanatory video for transportation legal expenses insurance


Product information:
Helsana Advocare PLUS
Helsana Advocare EXTRA
Up to CHF 1m per case

Legal advice and representation for legal disputes involving motoring matters.

You receive up to CHF 1m per legal case for lawyers' fees (free choice of lawyer), court and trial fees, expert opinions, court-awarded costs and compensation, advances of bail. The insurance covers the enforcement of claims for damages (property damage, e.g. to your car), contractual disputes (e.g. in connection with the purchase, lease, rent or repair of a vehicle), the provision of a defence in the event of criminal proceedings (e.g. unjustified fines), and representation in administrative proceedings (e.g. withdrawal or confiscation of an ID or a permit) and advice in all other legal disputes.

You also receive legal support and the following financial benefits for victims of violent crime in the case of death or disability as well as for treatment costs and property loss and damage:

  • lump-sum benefit of CHF 150,000 in the event of death or CHF 300,000 in the event of full disability (without progression). If you're over the age of 65, you receive a lifelong pension instead of a lump-sum benefit.
  • Unlimited treatment costs for a period of five years supplementary to compulsory healthcare insurance, military insurance, Federal Disability Insurance or compulsory accident insurance.
  • Up to CHF 5,000 for damage to property that the insured was wearing or carrying.

Overview and comparison of benefits

Erklärungsvideo zu Verkehrsrechtsschutz


Product information:
Helsana Advocare EXTRA