Comparison of Helsana Advocare benefits

The table of Advocare benefits gives you a clear overview of the differences between PLUS and EXTRA, so you can quickly find the legal expenses insurance that fits your personal situation.

Benefits Helsana Advocare PLUS Helsana Advocare EXTRA

Insured sum

  • up to CHF 300'000.- per legal case
  • up to CHF 30'000 per legal case outside Europe
  • up to CHF 1'000'000.- per legal case
  • up to CHF 100'000 per legal case outside Europe
Additional insured benefits
  • Costs of up to CHF 10,000 per legal case where the policyholder has been requested to appear before a foreign court
  • Translation expenses up to CHF 10'000 per legal case
Area of validity

Civil and motoring legal expenses cover within Europe

Civil and motoring legal expenses cover worldwide
Choice of lawyer Free choice of lawyer Free choice of lawyer
Legal advice up to CHF 300 (approx. 1 hour) per legal case up to CHF 1,000 (approx. 3 hours) per legal case
Minimum amount in dispute in some cases CHF 300 none
Insured vehicles Motor vehicles and watercraft registered under the name of the policyholder Motor vehicles, air- and watercraft registered under the name of the policyholder
Insured persons and characteristics
  • Holders or drivers of a motor vehicle or watercraft
  • Pedestrians, cyclists, moped riders or passengers in any form of transport
  • Holders or drivers of a motor vehicle or watercraft
  • Pedestrians, cyclists, moped riders or passengers in any form of transport
  • Holders or pilots of aircraft
Legal disputes involving a landlord vis-à-vis tenants Legal advice up to CHF 10,000 per legal case
Employment disputes involving directors, members of the executive board, professional sportspersons and their coaches Legal advice

If the sum in dispute excesses
CHF 100,000 the insured person
must share the cost of 10% of
the legal costs.

Disputes involving property and neighbours, as well as contractual disputes concerning buildings requiring a permit up to CHF 3,000 per legal case up to CHF 10,000 per legal case
Cases relating to building and planning law Legal advice Legal advice
Internet legal expenses insurance

Internet legal expenses insurance incl. property insurance benefits with regard to

  • disputes arising from online agreements
  • disputes arising from phishing or hacking; cyber mobbing; credit card fraud
  • violation of personality rights
  • disputes arising from copyright violation