Cross-border commuters

As a cross-border commuter from an EU or EFTA country, you receive first-rate insurance from us and will benefit from many advantages.

What's worth knowing about this topic?- Cross-border commuters

As a cross-border commuter from an EU or EFTA country with Swiss health insurance, you enjoy special benefits. You decide whether you want to be treated in Switzerland or your country of residence. The health insurance legislation of the country where you are treated determines which benefits are insured.

Under the bilateral agreements between Switzerland and the EU/EFTA, individuals who obtain cross-border commuter status in Switzerland must as a rule be insured in Switzerland (place of employment principle).

Maximum security at optimal conditions

  • With just under 1.9 million customers and more than 3,000 employees, the Helsana Group is the largest health insurance company in Switzerland.
  • In the area of mandatory basic insurance, we are one of the most affordable providers for cross-border commuters from EU/EFTA countries: premium overview of all Swiss health insurers (PDF, 1MB) (PDF) for people whose place of residence is in the EU or EFTA.
  • Let specialists in our cross-border commuter sales offices advise you. They will make you a tailored offer.
  • Personal insurance offer: Calculate your cross-border commuter premium directly online and obtain your personal offer.