Babies have specific needs – not least where insurance cover is concerned. That's why we've put together a special baby insurance: the Baby Package contains everything you need to protect your newborn.
Overview of key benefits included in the Baby Package:
|Free choice of doctor at any time as part of compulsory basic insurance.|
|Free choice of hospitals throughout Switzerland if your child has to go into hospital.|
|Gentle medicine for children: complementary treatments and medication.|
|Cover when travelling: emergency treatment abroad and repatriation to Switzerland.|
|Braces and dental treatments, such as fillings for caries.|
Why you should insure your baby before birth:
If you would like to take out the Baby Package or some of its individual components, we recommend you do so early before your baby is born.
If you don't, you may not benefit from all the numerous advantages. Of course you only begin to pay the premiums once the baby is born.
Your advantages of taking out insurance before birth:
You are fully insured even if the baby is premature
Your baby is fully protected from the first minute – even if it's born sooner than planned and possibly requires medical support. Don't wait to submit the application documents until shortly before the end of pregnancy.
Cover is guaranteed without any health check
Your baby is guaranteed all supplementary insurance from the Baby Package without any health check. This is a real advantage if your baby is born sick, as it will then need good protection the most. Taking out supplementary insurance at this stage is often no longer possible elsewhere, because your child may fail the risk assessment.
Hospital and dental insurance provided free of charge for a year
We provide your newborn with valuable HOSPITAL ECO hospital insurance and DENTAplus Bronze dental insurance free of charge for a whole year. Plus, for the first two months you also receive PREVEA for free – capital insurance in the event of death or disability as the result of an accident.
Benefit further with a family discount
If you're a family of two or more living in the same household, you'll receive a 5% family discount on supplementary insurance. For three or more, you'll receive a 10% family discount.
Your baby also benefits from the family discount if you include it in your family policy.