It is almost impossible to optimise your insurance cover in later life. This is why it makes sense to review your insurance cover early on, so as to ensure that you are able to enjoy your future life after work.
Any daily benefits insurance policies expire – after retirement you can no longer claim for loss of income.
If you have concluded supplementary hospital insurance, you will benefit from being automatically issued with CURA long-term care insurance. You can learn more about this here (PDF, 52KB) .