Pregnancy

Pregnancy-related health problems

«I didn't realise that pregnancy came with so many problems. I often feel sick, get tired suddenly and sometimes feel dizzy. Does that happen to other women too?»

Schwangerschaftsbeschwerden

Pregnancy puts a lot of stress on your body. Your body is focusing on the creature growing in your belly and making sure your baby thrives. There are a lot of demands on the mother's body, particularly in the first three months of pregnancy. It is only natural for your body to react, but unfortunately it is not always a pleasant experience. Many pregnant women feel just like you. Some women are more affected by pregnancy-related health complaints than others.

Morning sickness

Nausea is the most common symptom during pregnancy. Many women experience bouts of nausea, usually from around the fifth week of pregnancy and predominantly in the morning. The nausea is most pronounced during the first three months of pregnancy. However, it can occur at intervals throughout the pregnancy. Approximately 75% of expectant mothers suffer from morning sickness. The nausea often occurs in conjunction with dizziness, vomiting or diarrhoea. Hunger, tiredness and stress exacerbate the problems. The hormone human chorionic gonadotrophin, which is produced during pregnancy, is thought to cause morning sickness. The hormone is produced by the placenta to prevent any further ovulation and therefore protect the endometrium.

Simple household remedies to reduce morning sickness:

  • Eat a snack before you get up in the morning: a piece of fruit or a couple of biscuits. Wash it down with slightly sweetened tea.
  • Keep on eating small snacks throughout the day. Eating frequent light meals or snacks can help to prevent morning sickness.
  • If you do vomit, your body will need plenty of fluids. Take small sips of still water or tea.
  • Choose protein-rich foods rather than carbohydrates and avoid spicy and fatty foods.
  • Get out in the fresh air as much as you can – don't stay cooped up in airless rooms.

Some women try alternative medical treatments such as acupuncture and acupressure to alleviate morning sickness.

You should consult your GP if you experience frequent and extreme vomiting and are losing weight. This is particularly important because your baby may not be getting enough vitamins and minerals. However, morning sickness is not usually a problem for the baby.

In addition to morning sickness, which is very common, a whole range of complaints can be caused by pregnancy:

Headaches These are usually caused by hormonal imbalances. Once your hormone levels have stabilised, the headaches should ease.
Back pain Every now and again, treat yourself to a relaxing soak in the bath and a back massage. If you experience a lot of back pain, try a maternity support belt. Physiotherapy and osteopathy can also provide relief.
Difficulties sleeping The hormonal changes also often disrupt sleep. Allow yourself to take more frequent rests and try relaxation exercises.
Heartburn and burping Pregnancy-specific hormones affect the stomach valve that prevents acid from coming back up the oesophagus. Make sure you keep your upper body upright after eating. You can neutralise the acid taste with peppermint tea or milk.
Constipation and bloating Don't take laxatives. Instead, eat high-fibre foods, drink lots and eat plenty of fruit and vegetables.
Food cravings Your body may be lacking minerals, iron or trace elements. Consult your GP or pharmacist.

Heavy, tired legs and calf cramps

Prop your legs up when sitting and lying. Massage your legs regularly with a refreshing gel, starting at the feet and working up. Bathing your ankles in cold water, leg compresses and support stockings can all help.
Varicose veins Pregnant women are more prone to varicose veins. Try wearing compression stockings, doing leg exercises and avoid crossing your legs.
Vaginal discharge This is caused by hormonal changes. There is no need to worry provided that the discharge is white and does not smell.
Caution with medication

Conventional medicine offers medication for many pregnancy-related complaints. However, you will need to be careful and consider your baby. Always try natural household remedies first. Consult your pharmacist or GP if your complaints become unbearable. They will recommend treatments that won't harm your baby.

What can Helsana do for you?

Pregnancy gymnastics

Antenatal exercise classes under expert guidance give you just the right kind of exercise. Exercises to strengthen your muscles, to improve posture and to relax combined with eating sensibly – these are the best things you can do for your body during pregnancy.

You will receive CHF 150 from your basic insurance for individual or group birth preparation classes with a recognised midwife. Up to 75% of any additional costs, up to a maximum of CHF 500, will be covered by your SANA or COMPLETA supplementary insurance.

Physiotherapy

Physiotherapy can be used to target specific pregnancy-related problems. If the physiotherapy has been prescribed by a doctor, the costs will be covered by your basic insurance.

Medical aids

Problems with varicose veins in your legs can occur during pregnancy. Approximately 30% of expectant mothers suffer from varicose veins in their first pregnancy. This number rises to 55% for women who have had several pregnancies. Wearing support or compression stockings can be an effective remedy. Your basic insurance will pay part of the cost of stockings.

Medication

The cost of medication prescribed by your GP or gynaecologist is covered by contributions from your basic and supplementary insurance.

Complementary treatments

Your supplementary insurance covers a portion of the cost of complementary medicines and treatments such as osteopathy, kinesiology, reflexology, back massages, acupuncture massage, Bach flower remedies, etc. The therapist must be recognised by Helsana.

Pregnancy exercise

SANA
75% up to CHF 500.–

The sum of CHF 500 is to be used in its entirety for health-related measures in connection with the pregnancy, such as birth preparation courses and antenatal and postnatal gymnastics.

You receive 75% of the costs of pregnancy exercise up to CHF 500 per calendar year.

Conditions:

  • The course is recognised by us.
  • The course is carried out by a recognised midwife, by a recognised course instructor or in a hospital.

Product information:
SANA
COMPLETA
75% up to CHF 500.–

The sum of CHF 500 is to be used in its entirety for health-related measures in connection with the pregnancy, such as birth preparation courses and antenatal and postnatal gymnastics.

You receive 75% of the costs of pregnancy exercise up to CHF 500 per calendar year.

Conditions:

  • The course is recognised by us.
  • The course is carried out by a recognised midwife, by a recognised course instructor or in a hospital.

Product information:
COMPLETA

Physiotherapy

Basic insurance
Costs according to the applicable tariff

You receive the costs of medically prescribed physiotherapy - i.e. for treatment and rehabilitation in connection with locomotor conditions.

Coverage is provided on condition that the therapy is carried out by a recognised physiotherapist.


Medical aids and equipment

Basic insurance
According to list

You receive the costs of medically prescribed aids and apparatus, such as crutches, blood-sugar measuring devices, inhalation/respiration therapy equipment and compression stockings, up to the maximum amount specified by law.

This is on condition that the medical aids are listed in the aids and equipment list and that you obtain them from an authorised provider.


TOP
90% up to CHF 1,000 / Fixed amount

You receive 90% of the costs of medically prescribed aids and equipment that improve restricted body functions, such as blood pressure monitors and orthopaedic shoe inserts, up to CHF 1,000 per year.

This is on condition that the aids and equipment are recognised by us.

For reusable aids, you receive costs up to the fixed amount. You can find these in the list of reusable aids and equipment.


Product information:
TOP
COMPLETA
90% up to CHF 1,500 / Fixed amount

You receive 90% of the costs of medically prescribed aids and equipment that improve restricted body functions, such as blood pressure monitors and orthopaedic shoe inserts, up to CHF 1,500 per year.

This is on condition that the aids and equipment are recognised by us.

For reusable aids, you receive costs up to the fixed amount. You can find these in the list of reusable aids and equipment.


Product information:
COMPLETA
PRIMEO
Excess amount

Applies if you also receive a contribution from basic insurance.

You do not receive any contributions for excesses of other social insurance institutions such as AHV or disability insurance.

If the benefits you receive for medical aids from your basic insurance are not enough to cover the entire cost, you receive up to CHF 5,000 per year towards the uncovered part of the cost.


Product information:
PRIMEO
OMNIA
90% up to CHF 1,000 / Fixed amount

You receive 90% of the costs of medically prescribed aids and equipment that improve restricted body functions, such as blood pressure monitors and orthopaedic shoe inserts, up to CHF 1,000 per year.

This is on condition that the aids and equipment are recognised by us.

For reusable aids, you receive costs up to the fixed amount. You can find these in the list of reusable aids and equipment.


Product information:
OMNIA

Complementary (alternative medicine)

Basic insurance
Defined methods

You receive contributions towards the costs of the following types of complementary medicine:

  • Anthroposophic medicine
  • Classical homoeopathy
  • Phytotherapy
  • Pharmacotherapy within traditional Chinese medicine (TCM)
  • Acupuncture

Please ensure that your doctor holds a recognised certificate of competence awarded by the Swiss Medical Association (FMH) for these methods.

The costs are refunded according to the tariff in the canton where the person lives or the tariff for his work location.


TOP

Product information:
TOP
SANA
75% of the costs (outpatient), 100% up to CHF 5000.- (inpatient)

For longer-term treatments, we will examine the medical necessity and request a report from your doctor or therapist.

Outpatient treatment

You receive 75% of the costs of complementary medicines and therapies, such as osteopathy, kinesiology, acupuncture massage and Bach flower therapy, provided there is an established medical necessity.

Inpatient treatment

You receive 100% of the costs of complementary medicines and therapies, provided there is an established medical necessity, up to CHF 5,000 per calendar year.

Conditions:

  • Your doctor, naturopath or complementary therapist is recognised by us.
  • The therapy method is recognised by us and mentioned on the list "Recognised therapeutic methods in complementary medicine".
  • The medicine is provided or prescribed by a doctor or by a naturopath recognised by us and are approved by the Swiss Agency for Therapeutic Products Swissmedic for the treatment of the existing illness. (Medications on the list of pharmaceutical products with a special application (LPPV) are excluded).
  • The inpatient treatment is prescribed by a doctor and is performed in a medical institution or convalescent facility recognised by us.

Product information:
SANA
COMPLETA
75% of the costs (outpatient), 100% up to CHF 5000.- (inpatient)

For longer-term treatments, we will examine the medical necessity and request a report from your doctor or therapist.

Outpatient treatment

You receive 75% of the costs of complementary medicines and therapies, such as osteopathy, kinesiology, acupuncture massage and Bach flower therapy, provided there is an established medical necessity.

Inpatient treatment

You receive 100% of the costs of complementary medicines and therapies, provided there is an established medical necessity, up to CHF 5,000 per calendar year.

Conditions:

  • Your doctor, naturopath or complementary therapist is recognised by us.
  • The therapy method is recognised by us and to find on the list "Recognised special forms of treatment" or "Recognised therapeutic methods in complementary medicine".
  • The medicine is provided or prescribed by a doctor or by a naturopath recognised by us and are approved by the Swiss Agency for Therapeutic Products Swissmedic for the treatment of the existing illness. (Medications on the list of pharmaceutical products with a special application (LPPV) are excluded).
  • The inpatient treatment is prescribed by a doctor and is performed in a medical institution or convalescent facility recognised by us.

Product information:
COMPLETA