Birth

After the birth

«How will I cope in the first few days after the baby has arrived? I'm happy that I can rely on the help of my midwife after the birth as well. Household help to support me after giving birth would be ideal.»

Nach der Geburt

In the immediate postnatal period, you'll find yourself in a completely new life situation. Your baby has arrived and is demanding your care and attention. You yourself have to adjust after giving birth and get used to your role as a mother.

Give your baby all of your love, but think of yourself too. Your body is now going through a phase of regeneration that can last for three to six months. Giving birth may also have turned your emotions upside down. The main things you need now are peace, rest and time for you and your baby.

Help from the midwife in the immediate postnatal period

Help from a midwife in the postnatal period immediately after you've given birth gives you a feeling of security. The midwife is there to provide you with advice on breastfeeding and caring for your baby. Ideally at this time, you will have "your" midwife who already supported and advised you during the pregnancy.

Household help

A lot will be required of you in the first few days after giving birth. There may not be a lot of time left over for housework, or you might simply not have the energy for it. Household help after the birth can relieve you of several household chores so that you can look after your own health and your baby's well-being while being as relaxed as possible.

What can Helsana do for you?

The services of a midwife after the birth are covered up to a certain extent by your basic insurance. Please bear in mind that midwives are very busy specialists. If you didn't use the services of a midwife during your pregnancy, you should contact one as soon as possible. It's best to contact the Swiss midwives association directly at www.hebamme.ch.

You'll receive a contribution towards the costs for household help after the birth of your baby from your supplementary hospital insurance. Depending on the supplementary insurance you chose, you can benefit from a reimbursement of CHF 30 to CHF 90 per day.

If you need a breast pump, you can hire or buy one. Your basic insurance will pay hire costs for an electric breast pump of up to CHF 2 per day. If you buy a manual pump, we'll reimburse you up to a maximum of CHF 30.60 from your basic insurance. Please note that we have to reapply the copayment and deductible for all insured costs from eight weeks after the birth.

You can order a breast pump that appeals to you online and benefit from a 10% discount in the "Zur Rose" online pharmacy.

Pregnancy

Basic insurance
Examinations and consultations
Check-ups and ultrasound examinations
  • For a regular pregnancy, you are entitled to seven check-ups carried out by a doctor or six examinations by a midwife.
  • We will also reimburse you for two ultrasound examinations carried out by a doctor.
  • For a high-risk pregnancy, you will receive the costs of all necessary check-ups and ultrasound examinations.
Breastfeeding guidance
  • You receive 3 sessions of breastfeeding guidance from a midwife or specially trained nursing staff. In case of multiple births, you receive up to 2 additional guidance sessions.
  • Breastfeeding guidance replaces the breastfeeding allowance. This was abolished with the 1996 revision of the Health Insurance Act.

SANA
75% up to CHF 500.–

CHF 500 is the total amount payable to cover all preventative treatment measures.

In addition to the pregnancy-related benefits included in the basic insurance, you will 75% of the costs of additional ultrasound examinations up to CHF 500 per calendar year .


Product information:
SANA
COMPLETA
90% up to CHF 750.–

CHF 750 is the total amount payable to cover all preventative treatment measures.

In addition to the pregnancy-related benefits included in the basic insurance, you will 90% of the costs of additional ultrasound examinations up to a maximum of CHF 750 per calendar year .


Product information:
COMPLETA

Medical aids and equipment

Basic insurance
According to list

You receive the costs of medically prescribed aids and apparatus, such as crutches, blood-sugar measuring devices, inhalation/respiration therapy equipment and compression stockings, up to the maximum amount specified by law.

This is on condition that the medical aids are listed in the aids and equipment list and that you obtain them from an authorised provider.


TOP
90% up to CHF 1,000 / Fixed amount

You receive 90% of the costs of medically prescribed aids and equipment that improve restricted body functions, such as blood pressure monitors and orthopaedic shoe inserts, up to CHF 1,000 per year.

This is on condition that the aids and equipment are recognised by us.

For reusable aids, you receive costs up to the fixed amount. You can find these in the list of reusable aids and equipment.


Product information:
TOP
COMPLETA
90% up to CHF 1,500 / Fixed amount

You receive 90% of the costs of medically prescribed aids and equipment that improve restricted body functions, such as blood pressure monitors and orthopaedic shoe inserts, up to CHF 1,500 per year.

This is on condition that the aids and equipment are recognised by us.

For reusable aids, you receive costs up to the fixed amount. You can find these in the list of reusable aids and equipment.


Product information:
COMPLETA
PRIMEO
Excess amount

Applies if you also receive a contribution from basic insurance.

You do not receive any contributions for excesses of other social insurance institutions such as AHV or disability insurance.

If the benefits you receive for medical aids from your basic insurance are not enough to cover the entire cost, you receive up to CHF 5,000 per year towards the uncovered part of the cost.


Product information:
PRIMEO
OMNIA
90% up to CHF 1,000 / Fixed amount

You receive 90% of the costs of medically prescribed aids and equipment that improve restricted body functions, such as blood pressure monitors and orthopaedic shoe inserts, up to CHF 1,000 per year.

This is on condition that the aids and equipment are recognised by us.

For reusable aids, you receive costs up to the fixed amount. You can find these in the list of reusable aids and equipment.


Product information:
OMNIA

Recovery gymnastics

SANA
75% up to CHF 500

Les 500 francs sont valables globalement pour les quatre domaines de la promotion de la santé:

  • Ecole du dos et du corps
  • Offres de fitness
  • Cours d’Helsana ou de partenaires de coopération
  • Grossesse, p. ex. cours de préparation à l'accouchement, gymnastique prénatale et postnatale

You receive 75% of the costs of post-natal recovery gymnastics up to CHF 500 per calendar year.

Conditions:

  • The programme is recognised by us.
  • The programme is run by a course leader recognised by us.

Product information:
SANA
COMPLETA
75% up to CHF 500

Les 500 francs sont valables globalement pour les quatre domaines de la promotion de la santé:

  • Ecole du dos et du corps
  • Offres de fitness
  • Cours d’Helsana ou de partenaires de coopération
  • Grossesse, p. ex. cours de préparation à l'accouchement, gymnastique prénatale et postnatale

You receive 75% of the costs of post-natal recovery gymnastics up to CHF 500 per calendar year.

Conditions:

  • The programme is recognised by us.
  • The programme is run by a course leader recognised by us.

Product information:
COMPLETA

Meals service

Household help

OMNIA
CHF 30 per day

Following an acute inpatient hospital stay, you will receive CHF 30 per day for up to 30 days per calendar year for medically prescribed household help.


Product information:
OMNIA
CURA
Agreed daily allowances

Where there is a proven need for care, you will receive up to the insured daily allowance to meet those costs not covered by basic health insurance for medically prescribed household help as soon as the waiting period expires.

Conditions:

  • You receive healthcare benefits from basic health insurance amounting to an average of more than 60 minutes per day.
  • You receive household help from a recognised service provider.
  • You can produce clear evidence of the uncovered costs for household help.

Product information:
CURA
HOSPITAL ECO
CHF 30 per day

Following an acute inpatient hospital stay, you will receive CHF 30 per day for up to 30 days per calendar year for medically prescribed household help.


Product information:
HOSPITAL ECO
HOSPITAL PLUS
CHF 60 per day

Following an acute inpatient hospital stay, you will receive CHF 60 per day for up to 30 days per calendar year for medically prescribed household help.


Product information:
HOSPITAL PLUS
HOSPITAL PLUS BONUS
CHF 60 per day

Following an acute inpatient hospital stay, you will receive CHF 60 per day for up to 30 days per calendar year for medically prescribed household help.


Product information:
HOSPITAL PLUS BONUS
HOSPITAL PLUS CLASSICA
CHF 50 per day

Following an acute inpatient hospital stay, you will receive CHF 50 per day for up to 30 days per calendar year for medically prescribed household help.


Product information:
HOSPITAL PLUS CLASSICA
HOSPITAL COMFORT
CHF 90 per day

Following an acute inpatient hospital stay, you will receive CHF 90 per day for up to 30 days per calendar year for medically prescribed household help.


Product information:
HOSPITAL COMFORT
HOSPITAL COMFORT BONUS
CHF 90 per day

Following an acute inpatient hospital stay, you will receive CHF 90 per day for up to 30 days per calendar year for medically prescribed household help.


Product information:
HOSPITAL COMFORT BONUS
HOSPITAL COMFORT CLASSICA
CHF 70 per day

Following an acute inpatient hospital stay, you will receive CHF 70 per day for up to 30 days per calendar year for medically prescribed household help.


Product information:
HOSPITAL COMFORT CLASSICA
HOSPITAL FLEX
CHF 50 per day

Following an acute inpatient hospital stay, you will receive CHF 50 per day for up to 30 days per calendar year for medically prescribed household help.

This cover is available provided you have also chosen the optional FLEX supplementary module.


Product information:
HOSPITAL FLEX