Family

Orthodontics / Dental treatments

«My daughter needs braces. It's going to be more expensive than we thought. Who pays the costs of correcting misaligned teeth?»

Zahnspangen

Once their baby teeth have fallen out, your child's second and final set of natural teeth start to come through. Monitor their development and check the positioning of the new teeth every now and then. If individual teeth appear crooked or stacked, seek out a dentist or orthodontist for your child. There are practices that specialise in treating younger patients. During the period of compulsory education, annual dental check-ups are financed by school communities.

Identifying and treating tooth misalignment at an early stage

Tooth misalignment is often something we are born with. However, it can also be caused by a child's behaviour or habits. Using a dummy on a regular basis or prolonged thumb-sucking, for example, mean that the tongue is constantly pressing up against the gums or cause the teeth to chew on the lips. Loosing baby teeth prematurely as a result of caries or an accident can also be a problem. Misaligned teeth are not only unaesthetic, they are also detrimental to health. They can encourage the formation of cavities, make chewing or swallowing difficult, and even lead to speech impediments. Don't leave things to chance if you notice that your child's teeth are not properly aligned.

Correction of tooth positioning and braces

Tooth misalignment can be corrected by both removable and fixed braces. Removable braces are best suited to correcting simple problems. Fixed braces, meanwhile, are used to treat more acute tooth or jaw misalignments, sometimes in combination with oral surgery measures. Orthodontic treatments generally begin when the adult teeth start to come through and before the jawbone has stopped growing. Depending on the diagnosis, the therapy can last several years.

What can Helsana do for you?

Correcting tooth misalignment

If you have TOP, COMPLETA or OMNIA supplementary insurance for your child, you will receive contributions for correcting misaligned teeth (e.g. for braces) up to their 20th birthday. After this, you will need DentaPlus supplementary insurance.

Dental treatment

If you have concluded DentaPlus supplementary insurance, you will receive contributions towards tooth cleaning, fillings and X-rays. In the case of orthodontic treatment due to illness, you may be entitled to a contribution under your basic insurance.

Treatment of tooth misalignment

TOP
75% up to CHF 10'000.–

Teeth are misaligned if they do not fit ideally into the dental arch; this has a negative cosmetic impact. Braces can be used to correct such misalignments.

If you undergo this treatment abroad, you can claim the actual costs up to the amount which the treatment would have cost in Switzerland. Treatment in Switzerland is subject to the scale of fees published by the Swiss Association of Dentists (SSO).

Until you reach the age of 20, you receive 75% of the costs up to CHF 10,000 per calendar year for the treatment of misaligned teeth (e.g. dental braces).

Our contribution will be reduced by any contribution to costs that you have received from school or youth dental care programmes in Switzerland.

You are not entitled to any contribution for dental products such as toothbrushes, toothpaste or dental floss.


Product information:
TOP
COMPLETA
75% up to CHF 10'000.–

Teeth are misaligned if they do not fit ideally into the dental arch; this has a negative cosmetic impact. Braces can be used to correct such misalignments.

If you undergo this treatment abroad, you can claim the actual costs up to the amount which the treatment would have cost in Switzerland. Treatment in Switzerland is subject to the scale of fees published by the Swiss Association of Dentists (SSO)

Until you reach the age of 20, you receive 75% of the costs up to CHF 10,000 per calendar year for the treatment of misaligned teeth (e.g. dental braces).

Our contribution will be reduced by any contribution to costs that you have received from school or youth dental care programmes in Switzerland.

You are not entitled to any contribution for dental products such as toothbrushes, toothpaste or dental floss.


Product information:
COMPLETA
OMNIA
75% up to CHF 10'000.–
  • Teeth are misaligned if they do not fit ideally dental arch; this has a negative cosmetic impact. Braces can be used to correct such misalignments.
  • If you undergo this treatment abroad, you can claim the actual costs up to the amount which the treatment would have cost in Switzerland. Treatment in Switzerland is subject to the scale of fees published by the Swiss Association of Dentists (SSO).
  • Upon reaching the age of 25, you are entitled to take out the dental insurance policy DENTAplus 1000 (Bronze Option) without having to undergo a medical examination.

Until you reach the age of 25, you receive 75% of the costs up to CHF 10,000 per calendar year for the treatment of misaligned teeth by means of orthodontic treatment and oral surgery (including braces).

Our contribution will be reduced by any contribution to costs that you have received from school or youth dental care programmes in Switzerland.

You are not entitled to any contribution for dental products such as toothbrushes, toothpaste or dental floss.


Product information:
OMNIA
DENTAplus
Various options

You can claim all insured benefits after the expiry of a 6-month waiting period.

If you undergo treatment abroad, you can claim the actual costs up to the amount which the treatment would have cost in Switzerland. Treatment in Switzerland is subject to the scale of fees published by the Swiss Association of Dentists (SSO)

Depending on which option you select, you receive the costs of dental treatment, dental hygiene and check-ups by the dentist, orthodontics (dental braces) and oral surgery up to the following amounts:

  • Light option: You receive 75% of the costs up to CHF 300 per calendar year.
  • Bronze option: You receive 50% of the costs up to CHF 1,000 per calendar year.
  • Silver option: You receive 75% of the costs up to CHF 2,000 per calendar year.
  • Gold option: You receive 75% of the costs up to CHF 3,000 per calendar year.
  • Combi option: You receive 50% of the costs up to CHF 1,000 per calendar year, provided that the dental expenses are less than CHF 2,000. If the expenses exceed CHF 2,000, you receive 80% of the excess.

You are not entitled to any contribution towards dental products such as toothbrushes, toothpaste or dental floss.

Our contribution will be reduced by any contribution to costs that you have received from school or youth dental care programmes in Switzerland.

If the benefits you receive under TOP or COMPLETA supplementary insurance for the fitting of braces to correct misaligned teeth are not enough to cover the entire cost, you receive 25% of the uncovered part of the cost, up to the maximum of the chosen option.


Product information:
DENTAplus

Dental treatment

DENTAplus
Various options

You can claim all insured benefits after the expiry of a 6-month waiting period.

If you undergo treatment abroad, you can claim the actual costs up to the amount which the treatment would have cost in Switzerland. Treatment in Switzerland is subject to the scale of fees published by the Swiss Association of Dentists (SSO)

Depending on which option you select, you receive the costs of dental treatment, dental hygiene and check-ups by the dentist, orthodontics (dental braces) and oral surgery up to the following amounts:

  • Light option: You receive 75% of the costs up to CHF 300 per calendar year.
  • Bronze option: You receive 50% of the costs up to CHF 1,000 per calendar year.
  • Silver option: You receive 75% of the costs up to CHF 2,000 per calendar year.
  • Gold option: You receive 75% of the costs up to CHF 3,000 per calendar year.
  • Combi option: You receive 50% of the costs up to CHF 1,000 per calendar year, provided that the dental expenses are less than CHF 2,000. If the expenses exceed CHF 2,000, you receive 80% of the excess.

You are not entitled to any contribution towards dental products such as toothbrushes, toothpaste or dental floss, or for cosmetic treatment such as bleaching and tooth jewellery.

Our contribution will be reduced by any contribution to costs that you have received from school or youth dental care programmes in Switzerland.


Product information:
DENTAplus