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Tips for saving on premiums
With a multi-year policy, you save on supplementary insurance premiums and enjoy peace of mind over the long term.
The longer the term of your contract, the bigger the discount you receive:
|Contract term||Saving||Notice period|
|Five years||5% discount||6 months|
|Three years||3% discount||5 months|
|One year||No discount||3 months (standard)|
You can take out the following supplementary insurance policies on a multi-year basis. As a result, you save on premiums and don't have to review your insurance cover each year.
Supplementary healthcare insurance policies:
Supplementary hospital insurance policies:
- HOSPITAL ECO
- HOSPITAL PLUS
- HOSPITAL PLUS BONUS
- HOSPITAL COMFORT
- HOSPITAL COMFORT BONUS
- HOSPITAL FLEX
Multi-year policies cannot be selected according to individual insurance products. The conclusion of a multi-year policy – and thus the decision to opt for a defined contract term – always applies to all supplementary insurance products.
You will find further information in the special insurance conditions (SIC) (PDF, 36KB) for multi-year policies under supplementary insurance in accordance with the Federal Act on Insurance Contracts (VVG).