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Supplementary insurance

Children’s starting discount

Subject to certain conditions, children under the age of 18 can have supplementary insurance at half price.

If you meet the following criteria as a new client of the Helsana Group (Helsana, Progrès, Sansan and Avanex), you get a 50% premium discount on supplementary insurance in the first year:

  • You are under the age of 18 when you take out the policy.
  • You take out basic insurance with us at the same time or have taken it out not more than a year previously.
  • Your previous health insurer for compulsory basic insurance is not a member of the Helsana Group.
  • At least one adult member of your household has basic insurance in a shared family policy with the same health insurer belonging to the Helsana Group.

After the end of the first year of insurance, the full supplementary insurance premium becomes payable, so the premium statement you'll receive from us for the following year will be for a higher amount.