When you take out compulsory basic insurance, you can choose an alternative insurance plan instead of the statutory standard insurance plan. Depending on the model you choose, you can receive a discount of 6%, 12% or 15%.
Alternative insurance models of the Helsana Group:
Medical consultation service by phone
Whenever you have a medical problem, you must always call the medical advice hotline first to receive non-binding advice.
If necessary, you can then choose a doctor to go to.
|At least 6%|
|BeneFit PLUS General Practitioner||
General practitioner/group practice (HMO)
Whenever you have a medical problem, you always contact your chosen general practitioner or group practice (HMO) first.
If necessary, your GP or group practice will refer you to a specialist or send you to hospital.
|At least 12%|
|BeneFit PLUS Telemedicine||
Whenever you have a medical problem, you always call Switzerland's leading independent telemedicine provider Medgate first.
If necessary, the Medgate doctor will then refer you to a doctor or specialist, or send you to hospital.
|At least 15%|
Alternative insurance models (AIMs) are alternative insurance plans for compulsory basic insurance.
AIMs provide you with the advantage of having a central point of contact for all health problems and generous discounts on your basic insurance premium. However, the medical benefits are the same for all basic health insurance plans.